Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Card

Quick and easy to use and great for when you need it Reviewed on: 7th April 2021

Brilliant

Very quick and easy to use and have had no problems Reviewed on: 7th April 2021

Brilliant company well done

Thank you for expecting me very good reviews Reviewed on: 7th April 2021

Straight forward

Straightforward, quick and no hassle Reviewed on: 7th April 2021

easy to use very friendly

so easy to manage your account very helpful Reviewed on: 7th April 2021

Great card.

Great card, always helpful and good for keeping tract all all your money. Reviewed on: 7th April 2021

Good

Credit scoring could be better. App is easy to use Reviewed on: 7th April 2021

caring

a more caring financial company than usual and very helpful Reviewed on: 7th April 2021

Amazing app. Easy to use and configure.

Easy to make payments and keep in control of your finances. Reviewed on: 7th April 2021

Soooooo Simple!

Great App, simple to use & informative... highly recommended! Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Aqua credit cards
from NewDay 4.89 from 3307 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub