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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing customer service

Absolutely flawless company and amazing customer service. Highly recommended. Reviewed on: 15th April 2021

Transparent, confident , easy

Really easy credit card to use , keeps you in control of your money , no nasty hidden extras . Reviewed on: 15th April 2021

Good service and was easy to get accepted

Good service so far and easy to use Reviewed on: 15th April 2021

If you need to be informed, you need Zopa

I started my association with Zopa for a car loan, I've since migrated to a credit card, I'm totally delighted with the way I am kept up to date with my spendings, I receive a text for every transaction informing me of my balance and such. 10/10 Reviewed on: 15th April 2021

Outstanding

Great customer service, fast response, text alerts and very courteous. Reviewed on: 15th April 2021

Very good customer service

Customer setvice very good and very nice app easy for everythink Reviewed on: 15th April 2021

Excellent Credit card

Very easy and user friendly credit card to use. App is very user friendly as well. Reviewed on: 15th April 2021

Simple to use

Love the app and the credit limit is very manageable Reviewed on: 15th April 2021

Easy & simple to use & understand

No problems; app lets u know when & how much u spend; so no shocks or surprises Reviewed on: 15th April 2021

Amazing

Nice and easy good campany great card love it Reviewed on: 15th April 2021

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