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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic staff nothing to much

Staff very helpful answering all my questions nothing was to much for them Reviewed on: 15th April 2021

Great value

Amazing customer service experience Reviewed on: 15th April 2021

Easy application

Easy application, easy navigation and features of the app and competitive rate. Reviewed on: 15th April 2021

Works well.

Easy to work with. All costs and working of the card explained very well. Reviewed on: 15th April 2021

Really Easy to Apply for

Easy to apply for and good service Reviewed on: 15th April 2021

Good service

Good service and good customer service Reviewed on: 15th April 2021

Helpful

Small credit limit, just enough to keep on top of it,easy payments plan, has really helped with my credit score Reviewed on: 15th April 2021

Review

I am happy with the zopa credit card so far Reviewed on: 15th April 2021

Great for building credit rating

Not had the account long but using it to build my credit rating. The app is easy to use and payments are instant which is great! Reviewed on: 15th April 2021

Brilliant service

Zopa is not just a credit card it’s a company that wants you to succeed which the update system to make it almost impossible to miss a payment and the friendly staff if any problems. Your not joining a simple company you are joining a family who wants to give you success Reviewed on: 15th April 2021

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