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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

User friendly easy to use app good to follow. Reviewed on: 15th April 2021

Over and abive

Great customer service who seem to go the extra mile to ensure that contact with them us a great experience. Reviewed on: 15th April 2021

Fast easy application

Seen the ad for this card and thought I’d apply. Was accepted and received my card within a week. Great customer service Reviewed on: 15th April 2021

Great

Easy to set up the app also very quick to additional payments if needed . Reviewed on: 15th April 2021

Fabulous

Zopa is easy to use, quick card payments. If I have any trouble the team at zopa are brilliant and really helpful, definitely the best credit card company out there Reviewed on: 15th April 2021

Fantastic

Excellent service, easy to follow app highly recommended Reviewed on: 15th April 2021

Fantastic staff nothing to much

Staff very helpful answering all my questions nothing was to much for them Reviewed on: 15th April 2021

Great value

Amazing customer service experience Reviewed on: 15th April 2021

Easy application

Easy application, easy navigation and features of the app and competitive rate. Reviewed on: 15th April 2021

Works well.

Easy to work with. All costs and working of the card explained very well. Reviewed on: 15th April 2021

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