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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best of the rest

Quick and easy to use, I hope to rebuild my credit fast!!!! Reviewed on: 15th April 2021

Zopa Zo Good

Easy to use, easy to pay. Great, regular updates. Would highly recommend Reviewed on: 15th April 2021

Everyday card

Easy to use app , set your own limits . Highly recommended Reviewed on: 15th April 2021

a very good bank

a well organised bank simple to use Reviewed on: 15th April 2021

Good

User friendly easy to use app good to follow. Reviewed on: 15th April 2021

Over and abive

Great customer service who seem to go the extra mile to ensure that contact with them us a great experience. Reviewed on: 15th April 2021

Fast easy application

Seen the ad for this card and thought I’d apply. Was accepted and received my card within a week. Great customer service Reviewed on: 15th April 2021

Great

Easy to set up the app also very quick to additional payments if needed . Reviewed on: 15th April 2021

Fabulous

Zopa is easy to use, quick card payments. If I have any trouble the team at zopa are brilliant and really helpful, definitely the best credit card company out there Reviewed on: 15th April 2021

Fantastic

Excellent service, easy to follow app highly recommended Reviewed on: 15th April 2021

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