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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

An innovative bank that helps you to spend wisely!!!

Zopa didn’t use the algorithms of the established bank to decide credit for me! Reviewed on: 15th April 2021

Very classy cr dit card

Easy to use and very transparent exactly what is required when getting a credit card! Reviewed on: 15th April 2021

Excellent credit card

Easy clear application and user agreements. The app is well laid out and shows everything you need to know at a glance. Instant transaction notifications give you extra peace of mind Reviewed on: 15th April 2021

Fantastic

Very easy to use and navigate and excellent communication. Everything you need is in the app! Reviewed on: 15th April 2021

Absolutely cracking

I get my statement and can understand what’s written on it always a bonus This is the best credit card I have ever had Reviewed on: 15th April 2021

They refused to send me a copy of my monthly statements in the post

I needed an original statement fir a solicitor to verify which the solicitor would not accept a printed online statement and asked fir me to have one posted, I asked customer service fir this they refused! Totally out of order! Reviewed on: 15th April 2021

Best of the rest

Quick and easy to use, I hope to rebuild my credit fast!!!! Reviewed on: 15th April 2021

Zopa Zo Good

Easy to use, easy to pay. Great, regular updates. Would highly recommend Reviewed on: 15th April 2021

Everyday card

Easy to use app , set your own limits . Highly recommended Reviewed on: 15th April 2021

a very good bank

a well organised bank simple to use Reviewed on: 15th April 2021

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