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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use and fair rate.

Always there when I need it. Easy to use and fair. Good customer service ! Weldone Zopa ! Carry on like this ! Reviewed on: 15th April 2021

Amazing

Easy to understand and clear information Reviewed on: 15th April 2021

A great credit card company

In the short time that I have had a zopa credit card, they have already saved me from a scam. This company Is definitely on the ball. Reviewed on: 15th April 2021

Best credit card

I applied for credit card and was amazed at how great Zopa was at advising and information given so that I got what I needed Reviewed on: 15th April 2021

An innovative bank that helps you to spend wisely!!!

Zopa didn’t use the algorithms of the established bank to decide credit for me! Reviewed on: 15th April 2021

Very classy cr dit card

Easy to use and very transparent exactly what is required when getting a credit card! Reviewed on: 15th April 2021

Excellent credit card

Easy clear application and user agreements. The app is well laid out and shows everything you need to know at a glance. Instant transaction notifications give you extra peace of mind Reviewed on: 15th April 2021

Fantastic

Very easy to use and navigate and excellent communication. Everything you need is in the app! Reviewed on: 15th April 2021

Absolutely cracking

I get my statement and can understand what’s written on it always a bonus This is the best credit card I have ever had Reviewed on: 15th April 2021

They refused to send me a copy of my monthly statements in the post

I needed an original statement fir a solicitor to verify which the solicitor would not accept a printed online statement and asked fir me to have one posted, I asked customer service fir this they refused! Totally out of order! Reviewed on: 15th April 2021

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