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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

1st class company

1st class company to deal with very helpful and excellent high quality advice Reviewed on: 15th April 2021

Excellent banking

I will diffinately recommend it to friends and family Reviewed on: 15th April 2021

Absolutely awesome there when I needed it

Absolutely awesome never had a credit provider so helpful Reviewed on: 15th April 2021

Great customer service

Overall good experience,good customer service, quick response Reviewed on: 15th April 2021

Above and beyond

Fantastic company always happy to help you no matter the problem Reviewed on: 15th April 2021

Super Zopa

Perfect for those little treats or extra things when you need them Reviewed on: 15th April 2021

Mr

Amazing, simple, fast, hassle-free. Reviewed on: 15th April 2021

fantastic

So easy to use, unlike your main stream banks Reviewed on: 15th April 2021

Good

Amazing service ,it s good to have one Reviewed on: 15th April 2021

A MUST

Very easy to use and low costs . One of the easiest cards I’ve applied for also quick and reliable . Reviewed on: 15th April 2021

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