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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41953 reviews)

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4.93

Based on 41,953 reviews, last reviewed 21st Jan 2026

82550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very understanding and app very easy to use Very understanding and app very easy to use Reviewed on: 21st January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41953)

Top drawer service

Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021

Great company highly rated

No problems easy as 1 2 3 and great to understand there payment systems the app is great simple and precise Reviewed on: 15th February 2021

Great service

Swift, professional and always an incredibly helpful person on the end of the phone. Reviewed on: 15th February 2021

Easy to use

Easy to talk to very friendly and polite Reviewed on: 15th February 2021

Excellent service

From start to finish their customer service is impeccable. Reviewed on: 15th February 2021

Easily manageable through the App

The app is so easy to use and keep an eye on your expenditure and also to make payments on time. Reviewed on: 15th February 2021

Great credit builder card

My credit history was bad, but with my zopa credit card it's on the up. The app is a great way to manage my account, and I get alerts when I spend to show me my balance. Thanks zopa for helping me to get myself back on track. Reviewed on: 15th February 2021

Very easy to use

The app is very easy to use making easy to stay in control. Reviewed on: 15th February 2021

Fantastic

I got excepted . It was fast and i have no complaints at all. Truly brilliant Reviewed on: 15th February 2021

Great full

Great full for the opportunity to bulk my credit score and have an emergency life line Reviewed on: 15th February 2021

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