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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Friendly, helpful and fluid service

Really easy application, ease of access through the app and points to help you improve your credit Reviewed on: 7th April 2021

Excellent SErvice

I have a credit card and a loan with ZOPA and have been very pleased with the service I have received Reviewed on: 7th April 2021

Rzetelna

Szybko, łatwo bez ukrytych kosztow Reviewed on: 7th April 2021

Great service

Great service, fast and efficient Reviewed on: 7th April 2021

Great service very helpful

Very professional, good customer service and great manners. They were there when I needed them. They tell it as it is.I will recommend my friends and also families Reviewed on: 7th April 2021

So far so good

Credit limit is a little low but great customer service Reviewed on: 7th April 2021

Amazing service

So trouble free clear website and easy to make oayments Reviewed on: 7th April 2021

Great service quick response

Easiest card to apply quick results would recommend Reviewed on: 7th April 2021

Easy and affordable

Easy to use and low charges. Love it Reviewed on: 7th April 2021

Amazing

Brilliant service .highly recommend Reviewed on: 7th April 2021

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