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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Excellent credit card

5
I been using it from last few months and happy with it Reviewed on: 7th April 2021
dipen26@hotmail.co.uk's avatar
[email protected]

Best Credit Card Company

5
Very personalised service, helpful, not pushy. Keep me updated regularly. Reviewed on: 7th April 2021
JParkes's avatar
JParkes

Great credit card

5
The card is brilliant... easy to use online and really up to date features.... Reviewed on: 7th April 2021
john.mccabe34@yahoo.com's avatar
[email protected]

App is very good but a bit expensive

5
The Zopa app is very good but I find that the cost of credit is a bit high. Reviewed on: 7th April 2021
manutaffy@gmail.com's avatar
[email protected]

Does what it says on the tin

5
Straight forward, no hidden fees or gimmicks, straight up credit for all. Reviewed on: 7th April 2021
Eric B's avatar
Eric B

Excellent service

5
So simply to use, great customer services well recommended Reviewed on: 7th April 2021
Darren 's avatar
Darren

Professional,effective communication,up to date statements

5
Found process very straightforward,help available if needed.Up to date statements so can keep eye on account.Communication excellent.Overall fantastic customer service Reviewed on: 7th April 2021
Donna Fox's avatar
Donna Fox

Great help

5
I’ve got pretty bad credit and at a time like this when a lot of people are struggling, Zopa has been a great help to keep my head above water, thanks Reviewed on: 7th April 2021
Jimmy 39's avatar
Jimmy 39

First class service

5
On the ball with everything. Never any delays or unexpected surprises Reviewed on: 7th April 2021
Kevin Marriott 's avatar
Kevin Marriott

Excellent service

5
Quick and easy online app to use and payments shown immediately Reviewed on: 7th April 2021
Ann Pallas-bentley's avatar
Ann Pallas-bentley

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