Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Customer service very understanding with customers needs

Zopa, I've only had my card a few months and I've not had any problems even when I missed a payment very understanding and helpful . Reviewed on: 15th April 2021

Best Credit Card - ZOPA

Amazing Credit Card with a quick decision when applying. Simple to use app and when needed it has a very good customer service. Would highly recommend. Reviewed on: 15th April 2021

Excellent, Easy To Deal with

Easy to apply, card received promptly. App easy to use, all information to hand. Highly recommend Reviewed on: 15th April 2021

Gold star service!

Helpful and find ways to make things happen. Reviewed on: 15th April 2021

1st class company

1st class company to deal with very helpful and excellent high quality advice Reviewed on: 15th April 2021

Excellent banking

I will diffinately recommend it to friends and family Reviewed on: 15th April 2021

Absolutely awesome there when I needed it

Absolutely awesome never had a credit provider so helpful Reviewed on: 15th April 2021

Great customer service

Overall good experience,good customer service, quick response Reviewed on: 15th April 2021

Above and beyond

Fantastic company always happy to help you no matter the problem Reviewed on: 15th April 2021

Super Zopa

Perfect for those little treats or extra things when you need them Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Cashback credit card
from Lloyds Bank 4.27 from 26 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub