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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Lovely credit card just the amount to tie me through to payday.

Love this credit card from zopa gets me out of rough situations. Reviewed on: 15th April 2021

Amazing card and service

Never had a problem amazing card and service Reviewed on: 15th April 2021

My card

Great card would recommend to anyone Reviewed on: 15th April 2021

First class service

I love this card once you make a transaction it immediately lets you know in seconds a very well organised credit card service and lets you view all your spending so no excuses of over spending Reviewed on: 15th April 2021

Excellent visa credit card

Zopa is one of key ways I am able to rebuild my credit. Zopa look beyond a number, they look at the person Reviewed on: 15th April 2021

Excellent wee card

Handy when it gets to the end of the month Reviewed on: 15th April 2021

Customer service very understanding with customers needs

Zopa, I've only had my card a few months and I've not had any problems even when I missed a payment very understanding and helpful . Reviewed on: 15th April 2021

Best Credit Card - ZOPA

Amazing Credit Card with a quick decision when applying. Simple to use app and when needed it has a very good customer service. Would highly recommend. Reviewed on: 15th April 2021

Excellent, Easy To Deal with

Easy to apply, card received promptly. App easy to use, all information to hand. Highly recommend Reviewed on: 15th April 2021

Gold star service!

Helpful and find ways to make things happen. Reviewed on: 15th April 2021

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