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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Excellent and quick response to application

5
Good interest rates and app easy to set up and use. Reviewed on: 7th April 2021
Barbara's avatar
Barbara

great bank

5
very honest bank and reliable.......................... Reviewed on: 7th April 2021
Owen Crompton's avatar
Owen Crompton

Easy to use and efficient

5
The app is user friendly and safe, with up to the minute recent activity, making it easy and reliable to keep on top of your balance. Reviewed on: 7th April 2021
Dixon.uk's avatar
Dixon.uk

Quality card

5
A fantastic service from start to finish. Card was received quickly and has been very easy to use and manage. Can’t recommended Zopa enough. Reviewed on: 7th April 2021
Allan Clayton's avatar
Allan Clayton

Amazing customer service and such am easy online service aswel.

5
Was accepted for a card and payments of interest aren't as high as other cards. By far the best card I have. Reviewed on: 7th April 2021
Tove Larkin's avatar
Tove Larkin

Amazing

5
Great provider, effortless experience Reviewed on: 7th April 2021
Stacey's avatar
Stacey

Superb

5
An easy uncomplicated card. The app is easy to use Reviewed on: 7th April 2021
Kirsti Tutt's avatar
Kirsti Tutt

Great service!

5
I have no complaints, very happy for such a great service! Reviewed on: 7th April 2021
Diane Kinsella's avatar
Diane Kinsella

Excellent service

5
Easy to use and understand the zopa app Reviewed on: 7th April 2021
Peter clarricoates's avatar
Peter clarricoates

Excellent service

5
Easily manageable credit card with excellent service Reviewed on: 7th April 2021
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