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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41949 reviews)

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4.93

Based on 41,949 reviews, last reviewed 20th Jan 2026

82350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

Easy to use, simple and straightforward

Nice and easy to use, no hassle and no issue. Recommended Reviewed on: 15th February 2021

So easy to deal with

My experience with Zopa was so easy to set up had no problems recommended to my friends and family excellent Reviewed on: 15th February 2021

No

Reviewed on: 15th February 2021

Great Provider!! Super Fast Delivery!!

Fast & Relaible credit card provider. Great Service!! Thank You ZOPA Reviewed on: 15th February 2021

Refreshingly helpfull

Unfortunately i found myself in the unfortunate situation of an iva .zopa have given me another chance at possibly having a half descent credit score thanks to zopa i can look foreard to having some sort of financially normal life after my iva and the easy to understand way zopa operate it gives confidence back to the financial system i would 100% Recommend zopa to any1 Reviewed on: 15th February 2021

Fabulous Zopa

I love the way it informs you of your balance everytime you make a transaction...good idea ...and the app is so easy to use ...no jargon. Reviewed on: 15th February 2021

Brilliant

Amazing, never had any issues and one hundred percent reliable. Reviewed on: 15th February 2021

Fantastic

Easy application, mobile app is fantastic. Highly recommend Reviewed on: 15th February 2021

Easy

I found easy to join and the website is easy . So all together easy easy peasy Reviewed on: 15th February 2021

Easy to spend

Easy to use and services are good Reviewed on: 15th February 2021

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