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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Fantastic

5
Great second chance. I'd recommend to anyone really. Has really helped with my score. Everything managed through app. Reviewed on: 15th April 2021
Khumalop's avatar
Khumalop

Brilliant credit card company

5
Keeps you informed about your account frequently which makes it so easy to keep on top of your account Reviewed on: 15th April 2021
Garry Smith's avatar
Garry Smith

Fast and efficient

5
An amazing service for someone with a poor credit rating Reviewed on: 15th April 2021
annahall565@gmail.com's avatar
[email protected]

Is a good credit card for any type of use.

5
Very satisfied, nothing to say in words, anyone can try it and will find out! Reviewed on: 15th April 2021
Stefan Popescu's avatar
Stefan Popescu

Great bank

5
That’s a great bank! I very happy with Zopa Reviewed on: 15th April 2021
Anonymous's avatar
Anonymous

A good credit card

5
Good customer handling and an easy to use app and text message system that helps you track your finances. Reviewed on: 15th April 2021
Jason 's avatar
Jason

Great bank

5
A great app, and a really dimple experience Reviewed on: 15th April 2021
Scott 's avatar
Scott

Fresh experience

5
Brought a fresh experience to having a credit card Reviewed on: 15th April 2021
Chris R Griffiths's avatar
Chris R Griffiths

Hope where there was none

5
I'd been trying for over a year to try and get a credit card to build my credit rating. I got nowhere. Zopa accepted me with no hassle and I have since had previous companies who declined me offering me cards. This was due to zopa giving me a chance. Thank you Reviewed on: 15th April 2021
Levi's avatar
Levi

Easy

5
Easy to use and updates quickly Reviewed on: 15th April 2021
maria's avatar
maria

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