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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Best card on market

Easy to apply and very quick response Reviewed on: 7th April 2021

Quick, Easy and Reliable

My experience with Zopa has been nothing but positive. The app is 11/10. Everything I need in the palm of my hand, literally! If I need to speak to an agent I can use the online chat function within the app. Well done to the team! Reviewed on: 7th April 2021

Easy app usage

Really easy app to manage your card. Very quick and easy application Reviewed on: 7th April 2021

Rapid response bank

The credit card is wonderful...low interest and immediate clearance of payments no waiting 2 days!!! Also customer service is reliable. Reviewed on: 7th April 2021

Great Card

Excellent interaction and excellent control - i have been very happy with this. Reviewed on: 7th April 2021

Easy and reliable

This is a great card to use for emergencies and is so easy to keep an eye on. It even tells you when it is used and helps me manage my finances. Thank you Reviewed on: 7th April 2021

Absolutely great

No fuss, great service, great company. Reviewed on: 7th April 2021

Quick, easy application

Manageable and easy application. Reviewed on: 7th April 2021

Card/customer care review

Simple and easy to use app with friendly customer care and understanding.A pressure free way to build credit and a source of a security blanket in these hard times. Reviewed on: 7th April 2021

Just easy

Everything is so easy East to apply Easy to use The app is spot on Just very helpful and easy to use ***** Reviewed on: 7th April 2021

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