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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent

5
Very good experience I’m very happy Reviewed on: 15th April 2021
Mubidi madow's avatar
Mubidi madow

Excellent

5
I like your card and bank name and your customer service I am happy with you thanks Reviewed on: 15th April 2021
Adnan 's avatar
Adnan

Great intentions

5
Best credit card service on line quick response to your email I recommend you to all my friends and family Reviewed on: 15th April 2021
teehibbs@btinternet.com's avatar
[email protected]

Zopa Is Amazing!!!

5
I love Zopa! Best credit card company ever!! I love using the Zopa App too! It’s so simple, very easy to use and you find what you need straight away! Great for monitoring your spending and you also get a little notification for every transaction and then it confirms how much you have left to spend! There’s also a lot of other features in the app to help you improve your credit rating and tips on saving! The whole experience is just perfect! Really a joy to use and everything feels tailored to you...genius! Reviewed on: 15th April 2021
tahneeroberts@hotmail.co.uk's avatar
[email protected]

Fantastic

5
Great second chance. I'd recommend to anyone really. Has really helped with my score. Everything managed through app. Reviewed on: 15th April 2021
Khumalop's avatar
Khumalop

Brilliant credit card company

5
Keeps you informed about your account frequently which makes it so easy to keep on top of your account Reviewed on: 15th April 2021
Garry Smith's avatar
Garry Smith

Fast and efficient

5
An amazing service for someone with a poor credit rating Reviewed on: 15th April 2021
annahall565@gmail.com's avatar
[email protected]

Is a good credit card for any type of use.

5
Very satisfied, nothing to say in words, anyone can try it and will find out! Reviewed on: 15th April 2021
Stefan Popescu's avatar
Stefan Popescu

Great bank

5
That’s a great bank! I very happy with Zopa Reviewed on: 15th April 2021
Anonymous's avatar
Anonymous

A good credit card

5
Good customer handling and an easy to use app and text message system that helps you track your finances. Reviewed on: 15th April 2021
Jason 's avatar
Jason

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