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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

fantastic service up to the minute information !!

Cannot believe how easy you make it app is amazing thank you and well done !! Onwards and upwards !! Reviewed on: 15th April 2021

Great Quick Setup

So easy to set up and use. The app is fast and efficient and never let me down. Reviewed on: 15th April 2021

You a fair company to all customers

I add a card but did not use it sorry but good offers Reviewed on: 15th April 2021

Amazing

Great service amazing customer service highly recommend Reviewed on: 15th April 2021

Great & Easy to use

Has a great app. Repayments are instant, not having to wait several days for payments clear. Each time a transaction is made your are notified. Controls for online authorisations in app, can turn on and off. All controls for the card are found in the app, is great! Would love to see Apple Pay supported and sure this will happen in the future. Reviewed on: 15th April 2021

Supportive

Very easy to set up, easy to understand and access and on the one occasion I have had to phone and speak to somebody they were very supportive and helpful Reviewed on: 15th April 2021

:)

Great credit card for credit building, good customer service. Definitely recommend Reviewed on: 15th April 2021

Great

Easy, and accessible all in the app with agents always available Reviewed on: 15th April 2021

Always simple and easy to use

I have used Zopa for a number of years and they have always been of great assistance in helping me manage my finances. Looking forward to the additional bank services which are in the pipeline Reviewed on: 15th April 2021

Does what it says on the tin

I’m not sure how much more I can say other than does exactly what it says on the tin or card in this case Reviewed on: 15th April 2021

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