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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

:)

Great credit card for credit building, good customer service. Definitely recommend Reviewed on: 15th April 2021

Great

Easy, and accessible all in the app with agents always available Reviewed on: 15th April 2021

Always simple and easy to use

I have used Zopa for a number of years and they have always been of great assistance in helping me manage my finances. Looking forward to the additional bank services which are in the pipeline Reviewed on: 15th April 2021

Does what it says on the tin

I’m not sure how much more I can say other than does exactly what it says on the tin or card in this case Reviewed on: 15th April 2021

Great credit card

Easy to use, and repayments always show up straight away Reviewed on: 15th April 2021

Excellent

Helpful and honest, nothing hidden Reviewed on: 15th April 2021

Amazing credit card. Outstanding customer care

That card really so easy to handle and obviously very sophisticatedly to manage. Great Reviewed on: 15th April 2021

brilliant

i have been very pleased all services offered by Zopa Reviewed on: 15th April 2021

Very good

All transactions are straightforward and the ap is a great help. You can go straight on and check everything. Also great with notifications to say what was spent and where Reviewed on: 15th April 2021

Amazing card

I love zopa. It’s a beautiful and great card for students , for house wives, and workers. Reviewed on: 15th April 2021

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