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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great little card

This credit card is great to get you back up and running or as an additional card. Zopa keep you updated with payments by email and with alerts regarding payments. Cannot fault the service thus far although I was a little sceptical to begin with with a company I hadn't heard of before. Good job Reviewed on: 7th April 2021

Brilliant service

App is fantastic, easy to contact great company Reviewed on: 7th April 2021

Great

I've been really pleased with the service so far. Reviewed on: 7th April 2021

Great card!

Safe and secure App... Easy to use.....Helped me in a time of need. Reviewed on: 7th April 2021

Great credit card

Great easy to understand and use app and credit card Reviewed on: 7th April 2021

Excellent service throughout

Excellent service from start of application and first class customer service Reviewed on: 7th April 2021

Quick and easy to use

Quick and easy to use card and when you put your repayment it's goes on your account straight away not like other cards Reviewed on: 7th April 2021

Fantastic

Apselutly brilliant no fuss noproblem the money was in my account with in hours that's what I call service thank you Reviewed on: 7th April 2021

My first credit card since rebuilding my credit rating

Zopa were the only company to offer me a card as I begin to rebuild my credit rating. They were very fair and it was easy to set up. The initial credit limit is manageable and the app is so simple. Reviewed on: 7th April 2021

Reliable

My zopa account is reliable and always gives me fast updates. I can keep on top of my finances. Reviewed on: 7th April 2021

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