Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Credit Card

Great card, app and great customer service Reviewed on: 15th April 2021

Good investment

Have an excellent variety of opportunities to choose from Reviewed on: 15th April 2021

Easy and helpful

Online activities are good and the card is accepted world wide and very helpful staff Reviewed on: 15th April 2021

Good solution

It's great journey with zappa. Fast and effective and nice user interface. Reviewed on: 15th April 2021

fantastic service up to the minute information !!

Cannot believe how easy you make it app is amazing thank you and well done !! Onwards and upwards !! Reviewed on: 15th April 2021

Great Quick Setup

So easy to set up and use. The app is fast and efficient and never let me down. Reviewed on: 15th April 2021

You a fair company to all customers

I add a card but did not use it sorry but good offers Reviewed on: 15th April 2021

Amazing

Great service amazing customer service highly recommend Reviewed on: 15th April 2021

Great & Easy to use

Has a great app. Repayments are instant, not having to wait several days for payments clear. Each time a transaction is made your are notified. Controls for online authorisations in app, can turn on and off. All controls for the card are found in the app, is great! Would love to see Apple Pay supported and sure this will happen in the future. Reviewed on: 15th April 2021

Supportive

Very easy to set up, easy to understand and access and on the one occasion I have had to phone and speak to somebody they were very supportive and helpful Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.78 from 120 reviews
Everyday credit cards
from Lloyds Bank 4.05 from 68 reviews
marbles credit card
from NewDay 4.36 from 543 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub