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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best

This card it the best credit card I’ve ever had Reviewed on: 16th April 2021

Zopa is the best

Very riliable to use n fast with little chargist n with good customer support care Reviewed on: 16th April 2021

Fast, reliable and efficient, hassle free

Great service and I can't speak highly enough Reviewed on: 16th April 2021

excellent product, zervice

Easy to use, easy to manage, great product Reviewed on: 16th April 2021

zopa the best

very good company from uk,easy and saftey Reviewed on: 16th April 2021

Best

They help improve ur credit and keep you updated on it free of cost Reviewed on: 16th April 2021

So simple and easy to use

The Zopa credit card is quick and easy to set up and the app is clear and easy to use. 100% recommend. Reviewed on: 16th April 2021

Very informative

I've had a few credit cards over the year, but the Zopa credit is the very clear and up to date, when ever you use the card, you get a text message telling how much was spent and your balance. This sort of information helps you stay on top of your accounts and let's you know if your card is being misused. We'll done Zopa, if only other credit cards could do the same. Reviewed on: 16th April 2021

Very simple and clear terms

I am very happy to get this card they’re helping to climb me up Reviewed on: 16th April 2021

Quick review

Having a few problems with logging in at moment.i always use fingerprint but was asked to put password in cant remember but still waiting for code to open it .apart from that they seem to be bery good and well worth a try if your looking for a new credit card. Reviewed on: 16th April 2021

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