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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Dynamic excellence

I'm new to zopa it has been a god send to have it is very useful and hope my experience will get even better!!! Reviewed on: 7th April 2021

Mr

Convenient easy mobile app friendly Reviewed on: 7th April 2021

Next level banking

Straight forward, quick and easy to use app. Notifications are given in real time. I highly recommend!! Reviewed on: 7th April 2021

Just so easy!!

Having a Zopa card is so easy! The app is brilliant, when you’ve made a payment it shows up straight away unlike other well know man providers. Straight away you feel like you’re winning! Reviewed on: 7th April 2021

ZOPA CREDIT

Im very pleased about this product. Reviewed on: 7th April 2021

Modern credit card

Very cool easy to use app. Great customer and service and very user friendly from start to finish. Reviewed on: 7th April 2021

Quick and easy

Using Zopa is quick an easy and their customer service team are friendly and helpful Reviewed on: 7th April 2021

Great card

I had a bad credit score and zoppa let me have there card been a god send first credit card I will look after for there loyalty towards me Reviewed on: 7th April 2021

In control at all times!

Such a hassle free, easy credit card to have. The app allows you to view all your transactions, make payments and even set limits on your spending. Amazing Reviewed on: 7th April 2021

Excellent service

I've two credit cards and this new zopa card I love as I pay off all my.balance when I get paid and it is instantly, put on my card no waiting 3 working days excellent service and they let me.know when my.credit.is getting better too can't really ask for anything more I'm very happy Reviewed on: 7th April 2021

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