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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Swift updates that keeps you in informed on their service

I have had great experience dealing with them. There app makes thing much more easier to understand Reviewed on: 16th April 2021

Easy to use

Zopa has the easiest to use app Sends plenty of alerts so you know your balance on the go & when payments are due. Best of all they understand my requirements Reviewed on: 16th April 2021

Excellent

I am very happy with the service I receive from Zopa and would definitely recommend them to family and friends Reviewed on: 16th April 2021

Great service

Great customer service all round and easy to use app makes life so easy to keep upto date make payments and see your balance Reviewed on: 16th April 2021

The best

This card it the best credit card I’ve ever had Reviewed on: 16th April 2021

Zopa is the best

Very riliable to use n fast with little chargist n with good customer support care Reviewed on: 16th April 2021

Fast, reliable and efficient, hassle free

Great service and I can't speak highly enough Reviewed on: 16th April 2021

excellent product, zervice

Easy to use, easy to manage, great product Reviewed on: 16th April 2021

zopa the best

very good company from uk,easy and saftey Reviewed on: 16th April 2021

Best

They help improve ur credit and keep you updated on it free of cost Reviewed on: 16th April 2021

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