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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Recommend zopa

5
I applied for the zopa credit card it was easy and I got an answer straight away.and it didn't take long for my card to arrive Reviewed on: 7th April 2021
Maria's avatar
Maria

Best card ever!

5
Easy to use. Reliable. I would highly recommend. Reviewed on: 7th April 2021
NotPCx's avatar
NotPCx

Amazing so far!

5
Zopa accepted me even with bad credit and have helped to re build my credit score! Reviewed on: 7th April 2021
Lauren 's avatar
Lauren

Excellent service

4
I would recommend to anyone great service easy to use app Reviewed on: 7th April 2021
darren_thelwall@hotmail.com's avatar
[email protected]

Best card ever

5
Perfect faultless card ideal for all age groups just wish it would work with Apple Pay Reviewed on: 7th April 2021
Paul 's avatar
Paul

100% worth having

5
Can't fault Zopa Probaly the best card around for my low credit rating Thank you Zopa Reviewed on: 7th April 2021
Stu's avatar
Stu

Great credit card

5
Amazing service, their app is on spot. Plus the moment you pay for outstanding, it clears immediately Reviewed on: 7th April 2021
Aamir Hayat's avatar
Aamir Hayat

Best card ever

5
Instant payments no waiting instant balance update highly recommended Reviewed on: 7th April 2021
Marek Szabo's avatar
Marek Szabo

Very good

5
They are really good and will always be there to help Reviewed on: 7th April 2021
Karen Cromack's avatar
Karen Cromack

Fast clear easy

5
Fast to set up. Clear to see what you spend and when to pay. Easy! Reviewed on: 7th April 2021
Shaun Shelts's avatar
Shaun Shelts

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