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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good card

Easy to use and handy app to keep you in control Reviewed on: 16th April 2021

Excellent

Very very good management I am really happy with the system well done Reviewed on: 16th April 2021

Transparent Credit Card

Very clear information and everything to do with the card. Great app. All around transparent. Reviewed on: 16th April 2021

Credit card

It’s really good and easy to use . Customer service is very good Reviewed on: 16th April 2021

Credit card that works

When you pay off your credit card and it doest take days to balance, its instantly done, it just works Reviewed on: 16th April 2021

Easy to use

Easy to use everything on app payments snd balance Pleased so far Reviewed on: 16th April 2021

Very reliable

Confident using Zopa. No extra charges. Straight forward and transparent Reviewed on: 16th April 2021

Good company lacks apple pay

Good company, app works well but lacks apple pay Reviewed on: 16th April 2021

Fantastic card

Love my new card Brill app and updates Reviewed on: 16th April 2021

A* provider

Was accepted by zopa when others wouldn’t. Have offered a sensible manageable limit. No problems at all Reviewed on: 16th April 2021

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