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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Best Credit Card On Offer

Support team has been very helpful and phone app is very user friendly and intuitive. Reviewed on: 7th April 2021

Excellent credit card

Easy to set up the account,works very for my needs well AAAA+ Reviewed on: 7th April 2021

Plain and Simple Credit Card

Just a plain straightforward approach to a credit card easy to use,make payments and manage your spending with a great App too that keeps you on the straight and narrow Reviewed on: 7th April 2021

Top class service

Easy to contact and be approved great service from start to end backed up by a good app Reviewed on: 7th April 2021

Excellent service and straightforward

Zopa has been great, easy to use app service and has helped rebuild my credit score. Highly recommend Reviewed on: 7th April 2021

Preparing for the future

After making some bad financial decisions over the years I have had to star again. Zola has helped me and now I am getting there with some new hope and confidence Reviewed on: 7th April 2021

Credit Card for the Zappy

I found dealing with Zopa straightforward and thorough. I have every confidence in a good future with them Reviewed on: 7th April 2021

Great Credit Card

A credit company that puts the customer s first. A credit comythat acts fair and responsible. I fully recommend them. Reviewed on: 7th April 2021

Easy application process and very helpful support staff

Getting new Zopa credit card was seamless experience. Online application form proved to be very simple and foolproof. Then the decision - right after push of a button. Approved! Reviewed on: 7th April 2021

Great customer service

Very polite and helpful and great customer service Reviewed on: 7th April 2021

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