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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very reliable

Confident using Zopa. No extra charges. Straight forward and transparent Reviewed on: 16th April 2021

Good company lacks apple pay

Good company, app works well but lacks apple pay Reviewed on: 16th April 2021

Fantastic card

Love my new card Brill app and updates Reviewed on: 16th April 2021

A* provider

Was accepted by zopa when others wouldn’t. Have offered a sensible manageable limit. No problems at all Reviewed on: 16th April 2021

Great

Fast reliable service no fuss and no messing about Reviewed on: 16th April 2021

Excellent

Great credit card, easy access to everything via the App. Overall a great little card to have. Reviewed on: 16th April 2021

Great bank,great service

Excellent bank,Excellent customer service, highly recommended. Reviewed on: 16th April 2021

Very good

Very good and easy also helpful Reviewed on: 16th April 2021

Great company with great coms, what motre can you ask for!

Easy to apply for, very helpful. Great app keeping you up to date. Highly recommend! Reviewed on: 16th April 2021

Amazing

Zopa is one of the best banks I have ever been with there customer service is incredible they are always willing to help you with any query that you have. I would highly recommend Zopa and I really hope they win. Reviewed on: 16th April 2021

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