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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa are great

From start to finish, zopa keep me informed, easy to use and just a great credit card to have to help me build my credit Reviewed on: 16th April 2021

Zopa Too Easy!

Very straight forward and clear on transactions, banking made easy! Reviewed on: 16th April 2021

Top card

Have found Zopa to be one of the best cards great back up and customer service Reviewed on: 16th April 2021

Hassle free

Easy to apply and received within 2 days the app is easy to use and love that you can reserve funds. Cannot fault this card Reviewed on: 16th April 2021

Ok

Not really help at this time............. Reviewed on: 16th April 2021

Amazing

The best credit card I have ever used I would recommend this to everyone. And the customer service is fast and really helpful. Reviewed on: 16th April 2021

Excellent card

Excellent , upto date transactions by text , payment clears off balance straight away , all round great card Reviewed on: 16th April 2021

Good online app

App is easy to use and I like it the way it tells you your borrowing strength Reviewed on: 16th April 2021

Great

Good service good app easy to work great Reviewed on: 16th April 2021

Exceeds expectations

Very good company, the app is excellent and helps keep track of your spending. I've had no issues at all with Zopa and would recommend them to anyone who's looking for a credit card. Reviewed on: 16th April 2021

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