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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent card

Excellent , upto date transactions by text , payment clears off balance straight away , all round great card Reviewed on: 16th April 2021

Good online app

App is easy to use and I like it the way it tells you your borrowing strength Reviewed on: 16th April 2021

Great

Good service good app easy to work great Reviewed on: 16th April 2021

Exceeds expectations

Very good company, the app is excellent and helps keep track of your spending. I've had no issues at all with Zopa and would recommend them to anyone who's looking for a credit card. Reviewed on: 16th April 2021

Good card

Easy to use and handy app to keep you in control Reviewed on: 16th April 2021

Excellent

Very very good management I am really happy with the system well done Reviewed on: 16th April 2021

Transparent Credit Card

Very clear information and everything to do with the card. Great app. All around transparent. Reviewed on: 16th April 2021

Credit card

It’s really good and easy to use . Customer service is very good Reviewed on: 16th April 2021

Credit card that works

When you pay off your credit card and it doest take days to balance, its instantly done, it just works Reviewed on: 16th April 2021

Easy to use

Easy to use everything on app payments snd balance Pleased so far Reviewed on: 16th April 2021

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