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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Ronseal

Does what it says on the tin easy to use live notifications Reviewed on: 7th April 2021

Great card

Simple to use app and card activation Reviewed on: 7th April 2021

excellent app

fantastic app , immediate credit and up to min balance Reviewed on: 7th April 2021

Ease of use

Easy to use app well presented with other information on there Reviewed on: 7th April 2021

Best for low credit score

Quick and easy to get with low credit score. Reviewed on: 7th April 2021

Common sense finance

Easy to apply, quick approval and really simple to manage! Highly recommended!! A great way to build or rebuild credit. Reviewed on: 7th April 2021

It's fantastic I love it

It's fantastic it's 1 of the best cards I have ever had I'd definitely recommend this to friends and family. Reviewed on: 7th April 2021

Great

Needed to improve my credit rating, and they have gave me the chance to do exactly that. Have had no issues. Zopa helped when no one else would. Reviewed on: 7th April 2021

Helps you get better with money

This card is very good at helping you with you’re spending,it lets you know where you stand with money etc. Reviewed on: 7th April 2021

Very impressive

A credit card company that puts you in control Reviewed on: 7th April 2021

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