Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great service

5
Took the credit card the app is easy to use and the card is brilliant Reviewed on: 16th April 2021
Dawn Hardcastle 's avatar
Dawn Hardcastle

Fast and afishiant

5
A reliable banking company without all the complicated form and affordable repayment with low interest would definitely recommend!! Reviewed on: 16th April 2021
natalie korie's avatar
natalie korie

Mr

5
Very good i loke it all people like this credit card Reviewed on: 16th April 2021
Tariq Mangral's avatar
Tariq Mangral

Affordable and secure

4
I have had friendly and professional advice and the payments are affordable and safe. Reviewed on: 16th April 2021
Nicole Carr's avatar
Nicole Carr

Zopa are great

5
From start to finish, zopa keep me informed, easy to use and just a great credit card to have to help me build my credit Reviewed on: 16th April 2021
Aston's avatar
Aston

Zopa Too Easy!

5
Very straight forward and clear on transactions, banking made easy! Reviewed on: 16th April 2021
John Ward's avatar
John Ward

Top card

5
Have found Zopa to be one of the best cards great back up and customer service Reviewed on: 16th April 2021
T Coker 's avatar
T Coker

Hassle free

5
Easy to apply and received within 2 days the app is easy to use and love that you can reserve funds. Cannot fault this card Reviewed on: 16th April 2021
kirstygray65@gmail.com's avatar
[email protected]

Ok

1
Not really help at this time............. Reviewed on: 16th April 2021
Joe's avatar
Joe

Amazing

5
The best credit card I have ever used I would recommend this to everyone. And the customer service is fast and really helpful. Reviewed on: 16th April 2021
Mohammed 's avatar
Mohammed

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill