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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

Customer service great, quick response, very helpful, can't fault them to be honest Reviewed on: 16th April 2021

Fantastic

Didn't think for a minute I would be accepted. But I was and this will help build my credit rating up Reviewed on: 16th April 2021

Easy to use card and easy to manage

Card and App easy to use and manage.The messaging from the app keeps you up to date with spending and therefore within credit limit and you know exactly what you have spent and where it was spent.Very happy with the card. Reviewed on: 16th April 2021

So easy to use

great app so easy to keep track of your spending Reviewed on: 16th April 2021

Hassle free

I love this. It’s hassle free and easy to get in touch with if any trouble or worries. I would highly recommend them. Reviewed on: 16th April 2021

Top card

Good little card to have in one's wallet Reviewed on: 16th April 2021

Great service

Took the credit card the app is easy to use and the card is brilliant Reviewed on: 16th April 2021

Fast and afishiant

A reliable banking company without all the complicated form and affordable repayment with low interest would definitely recommend!! Reviewed on: 16th April 2021

Mr

Very good i loke it all people like this credit card Reviewed on: 16th April 2021

Affordable and secure

I have had friendly and professional advice and the payments are affordable and safe. Reviewed on: 16th April 2021

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