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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Nice

Good service and good conduct very good communication Reviewed on: 7th April 2021

Excellent service and product

I love this product and it’s flexibility. Reviewed on: 7th April 2021

Perfect people focussed banking and support

Excellent CC function and excellent car loan facilities. Friendly professional staff. Reviewed on: 7th April 2021

Up to date and in conrol

Zopa notifys you when you spend where you spend in an imstant keepimg you in comtrol . App is so easy to use managing your account . Fantastic . Reviewed on: 7th April 2021

Communication

Absolutely brilliant from the moment i applied and nothing has changed since would highly recommend Reviewed on: 7th April 2021

Fantastic easy to use

Recommend to anyone i use mine every month as a shopping card then pay straight off as I get paid had it fire a good few months now no issues Reviewed on: 7th April 2021

Best Credit Card

Easy to set up easy to use app to keep track of your spending no problems A+++++ Reviewed on: 7th April 2021

Simple, clear and smart

The app is so clear and simple to use. There are some great added extras - monitoring credit score, monthly limit updates and energy offers. Most of all the tone and language used in communications is friendly, non-judgmental and constructive. Reviewed on: 7th April 2021

Great company

Easy to set up and use.Good communication Reviewed on: 7th April 2021

Great credit card

Easy to use app and easy application, notification every time its used, highly recommend Reviewed on: 7th April 2021

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