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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

User friendly and efficient

Zopa are easy to deal with, the app is user friendly and updates instantly. The overall service is very efficient. Reviewed on: 16th April 2021

Nice card

I have lovely experience with this card Reviewed on: 16th April 2021

Good card

Very good credit card to have would recommend Reviewed on: 16th April 2021

Having a text message after you have used the card is a very good thing

Very pleased with the way the company runs things Reviewed on: 16th April 2021

Brilliant

Customer service great, quick response, very helpful, can't fault them to be honest Reviewed on: 16th April 2021

Fantastic

Didn't think for a minute I would be accepted. But I was and this will help build my credit rating up Reviewed on: 16th April 2021

Easy to use card and easy to manage

Card and App easy to use and manage.The messaging from the app keeps you up to date with spending and therefore within credit limit and you know exactly what you have spent and where it was spent.Very happy with the card. Reviewed on: 16th April 2021

So easy to use

great app so easy to keep track of your spending Reviewed on: 16th April 2021

Hassle free

I love this. It’s hassle free and easy to get in touch with if any trouble or worries. I would highly recommend them. Reviewed on: 16th April 2021

Top card

Good little card to have in one's wallet Reviewed on: 16th April 2021

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