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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic company

Since joining zopa I’ve had such a fantastic experience (credit card) that I’ve never had with any other credit card company. They are the best company to have a card with. Always on hand on the live chat and answer extremely quickly and nothing is ever too much! Would definitely recommend Reviewed on: 16th April 2021

Surprised by Zopa

I've used numerous credit cards over the years but Zopa has proven to be the best by a mile. Customer service and Banking app etc all first class Reviewed on: 16th April 2021

Great app and customer service

I’ve been using Zopa for sometime now and I love the ease of the app and customer services. Quick times to respond and very helpful. Reviewed on: 16th April 2021

Easy and straightforward

Zopa is great. I love the app. It’s easy and simple to use and the notifications are really helpful. Reviewed on: 16th April 2021

I would definitely recommend zopa

They are an excellent outfit very professional and helpful all round. Reviewed on: 16th April 2021

Does what it says on the tin

The advertised deal is exactly what you get. Nothing hidden, just credit the way it should be. Reviewed on: 16th April 2021

A credit card that listens to you

I have been very impressed by my whole Zopa experience, from changing my first statement date to a date more convenient for me all the way through to my monthly payment credited to my account in real-time (not lost in ‘the ether’ for days like some providers I could mention. Keep up the great work! Reviewed on: 16th April 2021

Good quality, and versatile

Had a good experience so far with Zopa, very easy to use the app, card is absolutely fine. And staff are brilliant to talk to :) Reviewed on: 16th April 2021

Easy to use

Easy to use and a good experience Reviewed on: 16th April 2021

Simply the best

Zopa is so easy to use and gives you a great experience every time I use it. Reviewed on: 16th April 2021

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