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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

A great credit card service.

The service is great. I really like the fact you can set a safety net on your spending. A super credit card. Reviewed on: 7th April 2021

user friendly

Nowadays as everything is always increasingly becoming more technological usually means if it comes more complicated and difficult to use or takes awhile get to get used to whereas Zopa does everything you need to do as well as extremely user-friendly Reviewed on: 7th April 2021

Very satisfied

Satisfied from the beginning since opening account would recommend to Reviewed on: 7th April 2021

Excellent credit card

So easy to understand. Regular updates. Easy online access to view your account. Reviewed on: 7th April 2021

Great and very easy to do business with

Since being with Zopa I have found that their service is second to none and Very easy to use Reviewed on: 7th April 2021

Easy well rounded credit card

Easy to see and explained fees also worked from minute one and had no problems using it to purchase things unlike some others I have used in the past Reviewed on: 7th April 2021

Good service

I'm very happy to use zoopa, good service. Reviewed on: 7th April 2021

Amazing

I couldn't be happier with it to be honest! Reviewed on: 7th April 2021

A grateful customer

I am a new customer to Zopa but find this very helpful especially zero interest on spending for I believe its quite a long period of time. Thank you Zopa, I am grateful. Reviewed on: 7th April 2021

Best card

Best and easy to use card Helpful and friendly staff Easy to contact Reviewed on: 7th April 2021

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