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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A credit card that listens to you

I have been very impressed by my whole Zopa experience, from changing my first statement date to a date more convenient for me all the way through to my monthly payment credited to my account in real-time (not lost in ‘the ether’ for days like some providers I could mention. Keep up the great work! Reviewed on: 16th April 2021

Good quality, and versatile

Had a good experience so far with Zopa, very easy to use the app, card is absolutely fine. And staff are brilliant to talk to :) Reviewed on: 16th April 2021

Easy to use

Easy to use and a good experience Reviewed on: 16th April 2021

Simply the best

Zopa is so easy to use and gives you a great experience every time I use it. Reviewed on: 16th April 2021

Great card

Efficient service, colourful card and user friendly app. Would recommend Reviewed on: 16th April 2021

Review

Quick application and card came through very quick! A great possibility of using in the future. Reviewed on: 16th April 2021

Excellent

You get up dates regularly on spending and alerts when you spend Reviewed on: 16th April 2021

Vote for zopa

A good card to have easy set on the app Reviewed on: 16th April 2021

Awesome

Flexible lender, easy repayment and instantaneous. Very reasonable and affordable Reviewed on: 16th April 2021

Love Zopa

Easy sign up, even easier app to navigate and even better to see where you stand in terms of your credit status and options. Love it! Reviewed on: 16th April 2021

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