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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great products and excellent customer service!

5
I’ve been offered some fantastic products from Zopa, excellent customer service! Highly recommend! Reviewed on: 16th April 2021
Stuart's avatar
Stuart

Recommended

5
Came up as pre approved so I tried for it and got a card. Not had any problems Reviewed on: 16th April 2021
Barry Sharpe's avatar
Barry Sharpe

Easy pleasant transaction

5
Super simple and easy, regular updates Reviewed on: 16th April 2021
ademcc1@yahoo.co.uk's avatar
[email protected]

Fantastic card, fantastic service

5
Everything from the application to the app is really easy to use. Transactions and payments are processed quickly so you always know what your spending and what your balance is. Fantastic card and fantastic service. Reviewed on: 16th April 2021
Julie Mackie's avatar
Julie Mackie

Credit card

5
Great card easy to use, and get pin reminders Reviewed on: 16th April 2021
Gary Bleach's avatar
Gary Bleach

App & Service

5
Easy from application to spending money. The app is straightforward to navigate, has many great features and the customer service is top notch! Reviewed on: 16th April 2021
Kathryn 's avatar
Kathryn

SIMPLE TO USE APP

5
EASY TO APPLY EASY TO USE APP KEEPING YOU UP TO DATE Reviewed on: 16th April 2021
Paul Rob's avatar
Paul Rob

Fantastic bank

5
Fast set up and easy to make payments via the app. Interest rate was also what was agreed upon sign up. Great credit card. Reviewed on: 16th April 2021
matthew.weir2012@hotmail.co.uk's avatar
[email protected]

Great service

5
Great service & speed in dealing with my application for a new credit card. :-) Reviewed on: 16th April 2021
Mike O'Malley's avatar
Mike O'Malley

Brilliant credit card

5
This card is easy to apply for and very easy to keep track of your spending, the app is brilliant and easy to navigate all in all a very good choice Reviewed on: 16th April 2021
Deefac1955's avatar
Deefac1955

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