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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Very good all round service

5
Card arrived very quickly easy to use ap Reviewed on: 16th April 2021
Neil's avatar
Neil

Brilliant fast reliable

5
So easy and reliable friendly very modern it’s way forward Reviewed on: 16th April 2021
lauren's avatar
lauren

Brilliant service

5
Amazing service excellent customer service really helpful Reviewed on: 16th April 2021
Lewis Bridger's avatar
Lewis Bridger

excellent customer service ,and easy to use

5
ive had no trouble since i joined, customer service has been excellent and the app is easy to use. would rexommebr3 anyone to get a zopa credit card Reviewed on: 16th April 2021
Michael Murphy 's avatar
Michael Murphy

Great products and excellent customer service!

5
I’ve been offered some fantastic products from Zopa, excellent customer service! Highly recommend! Reviewed on: 16th April 2021
Stuart's avatar
Stuart

Recommended

5
Came up as pre approved so I tried for it and got a card. Not had any problems Reviewed on: 16th April 2021
Barry Sharpe's avatar
Barry Sharpe

Easy pleasant transaction

5
Super simple and easy, regular updates Reviewed on: 16th April 2021
ademcc1@yahoo.co.uk's avatar
[email protected]

Fantastic card, fantastic service

5
Everything from the application to the app is really easy to use. Transactions and payments are processed quickly so you always know what your spending and what your balance is. Fantastic card and fantastic service. Reviewed on: 16th April 2021
Julie Mackie's avatar
Julie Mackie

Credit card

5
Great card easy to use, and get pin reminders Reviewed on: 16th April 2021
Gary Bleach's avatar
Gary Bleach

App & Service

5
Easy from application to spending money. The app is straightforward to navigate, has many great features and the customer service is top notch! Reviewed on: 16th April 2021
Kathryn 's avatar
Kathryn

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