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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Trust in customers

Promptness, experience in the market, I like what you do Reviewed on: 16th April 2021

Credit

Great credit service definitely will tell my friends Reviewed on: 16th April 2021

Really good new credit card

Zopa is new to the market and you cannot it fault it the app is great and you can monitor what you spending a really good card Reviewed on: 16th April 2021

Great bank

The bank is fantastic would recommend to family and friends Reviewed on: 16th April 2021

Helpful

Very helpful financial to me when my bank Nationwide of ten years keep turning me down during reall tough times Reviewed on: 16th April 2021

Zopa are great

I've struggled to get a credit card due to poor credit history but zopa have given me the opportunity to not only have a manageable credit limit but helped to rebuild my credit score, with affordable rates. I'm kept upto day on balances and friendly reminders of when payments are due which I find is very helpful. Reviewed on: 16th April 2021

Very good all round service

Card arrived very quickly easy to use ap Reviewed on: 16th April 2021

Brilliant fast reliable

So easy and reliable friendly very modern it’s way forward Reviewed on: 16th April 2021

Brilliant service

Amazing service excellent customer service really helpful Reviewed on: 16th April 2021

excellent customer service ,and easy to use

ive had no trouble since i joined, customer service has been excellent and the app is easy to use. would rexommebr3 anyone to get a zopa credit card Reviewed on: 16th April 2021

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