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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card provider

I have definitely found this the best service from any card provider. Helpful, simple to use and above all supportive and friendly Reviewed on: 16th April 2021

The number one banking system

The amazing company tells it as it is,No scam No lies,All information made available for free to see in a way you understand,Excellent communication with customer services,NO HIDDEN FEES,VERY UPFRONT IN ALL ASPECTS.THE FIRST AND BEST GET RID OF THE REST. Reviewed on: 16th April 2021

Amazing bank

Excellent service, highly professional in dealing with customers Reviewed on: 16th April 2021

Excellent

Excellent experience. They are doing well in terms of customer service and landing. Really happy Reviewed on: 16th April 2021

Trust in customers

Promptness, experience in the market, I like what you do Reviewed on: 16th April 2021

Credit

Great credit service definitely will tell my friends Reviewed on: 16th April 2021

Really good new credit card

Zopa is new to the market and you cannot it fault it the app is great and you can monitor what you spending a really good card Reviewed on: 16th April 2021

Great bank

The bank is fantastic would recommend to family and friends Reviewed on: 16th April 2021

Helpful

Very helpful financial to me when my bank Nationwide of ten years keep turning me down during reall tough times Reviewed on: 16th April 2021

Zopa are great

I've struggled to get a credit card due to poor credit history but zopa have given me the opportunity to not only have a manageable credit limit but helped to rebuild my credit score, with affordable rates. I'm kept upto day on balances and friendly reminders of when payments are due which I find is very helpful. Reviewed on: 16th April 2021

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