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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

ZOPA is the new generation of credit card

5
Excellent service, the APP is so simple to use, whether you want to set up automatic payments or one off payment. It's so easy. Reviewed on: 7th April 2021
Marie Carr 's avatar
Marie Carr

Fantastic

5
Fantastic service easy to use app Reviewed on: 7th April 2021
Damon Howe's avatar
Damon Howe

Easy to access refreshingly different

5
Simple process and lots of great ideas and support Reviewed on: 7th April 2021
sairmac40@icloud.com's avatar
[email protected]

Helpful good app

5
Helpful good app recommended to friends Reviewed on: 7th April 2021
Warran's avatar
Warran

Excellent

5
Friendly company!! Also have a loan with them Reviewed on: 7th April 2021
JAMESPETER3@sky.com's avatar
[email protected]

Easy to use the app

4
Good experience helpful and good for showing loan options Reviewed on: 7th April 2021
Gordon's avatar
Gordon

Zopa card is best better than the rest

5
Good service from great staff and never a bother so why use another Reviewed on: 7th April 2021
Christopher Parke's avatar
Christopher Parke

Great service

5
Great service and ease of process Reviewed on: 7th April 2021
Nige Harfield's avatar
Nige Harfield

Excellent

5
I found the card and online banking services very very easy to use Reviewed on: 7th April 2021
Sonia Howells 's avatar
Sonia Howells

Very efficient and very helpful

5
It was such a easy transition quick and simple and the app is great to Reviewed on: 7th April 2021
andy.holmes@rtggroup.co.uk's avatar
[email protected]

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