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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Happy customer

5
I absolutely enjoy using Zopa both the app and the services are really good Reviewed on: 16th April 2021

Hassle free

5
The app is so straightforward to use and easy to find information you need . I can pay off my bill whenever I have spare cash or wait till pay day ! I’m very happy with my Zopa card ! Reviewed on: 16th April 2021

Good Company

4
One of the best credit card company on the market. The app is great and easy to use it. The only downside is that you'll wait a lot longer than you would think until the card is physically in your hands. Reviewed on: 16th April 2021

Value for money

5
Easy to use card, efficient customer service, easy to pay bill or balance. Lovely design of card Reviewed on: 16th April 2021

Excellent!!!!

5
Excellent service throughout, easily managed through your app. Reviewed on: 16th April 2021

Good

4
A very helpful card that I would recommend to others. Reviewed on: 16th April 2021

Best card provider

5
I have definitely found this the best service from any card provider. Helpful, simple to use and above all supportive and friendly Reviewed on: 16th April 2021

The number one banking system

5
The amazing company tells it as it is,No scam No lies,All information made available for free to see in a way you understand,Excellent communication with customer services,NO HIDDEN FEES,VERY UPFRONT IN ALL ASPECTS.THE FIRST AND BEST GET RID OF THE REST. Reviewed on: 16th April 2021

Amazing bank

5
Excellent service, highly professional in dealing with customers Reviewed on: 16th April 2021

Excellent

5
Excellent experience. They are doing well in terms of customer service and landing. Really happy Reviewed on: 16th April 2021

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