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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fastest updates

Great app that updates the balance immediately. I use a small credit limit and use it for fuel. It is a huge help as I don’t carry cash and can clear balance with debit card. My favourite card out if the ones I have. Reviewed on: 16th April 2021

Brilliant

The app is easy to download and use.also a professional company. Reviewed on: 16th April 2021

Excellent service

Zopa are Excellent.Understanding,Helpful and service is Very Good. Well Done. Reviewed on: 16th April 2021

Great card

Brilliant card , easy to use , quick to pay off and money is on the card instantly never had a problem or issue Reviewed on: 16th April 2021

Happy customer

I absolutely enjoy using Zopa both the app and the services are really good Reviewed on: 16th April 2021

Hassle free

The app is so straightforward to use and easy to find information you need . I can pay off my bill whenever I have spare cash or wait till pay day ! I’m very happy with my Zopa card ! Reviewed on: 16th April 2021

Good Company

One of the best credit card company on the market. The app is great and easy to use it. The only downside is that you'll wait a lot longer than you would think until the card is physically in your hands. Reviewed on: 16th April 2021

Value for money

Easy to use card, efficient customer service, easy to pay bill or balance. Lovely design of card Reviewed on: 16th April 2021

Excellent!!!!

Excellent service throughout, easily managed through your app. Reviewed on: 16th April 2021

Good

A very helpful card that I would recommend to others. Reviewed on: 16th April 2021

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