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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great card

5
Does exactly as it is great card no issues what so ever Reviewed on: 16th April 2021
Leslie Dunn's avatar
Leslie Dunn

User friendly

5
Best credit card and app I have had by far. So easy to understand and able to set limits within the app it self to prevent going over credit limit. Easy to track spending and topping up payments with clear communication and notifications from zopa. Reviewed on: 16th April 2021
K.hud's avatar
K.hud

Fantastic Customer Service

5
Clear, upfront and honest! Great all-round banking experience, would highly recommend. Reviewed on: 16th April 2021
Kay Jay's avatar
Kay Jay

Easy to use

5
Easy to use and no hidden charges Reviewed on: 16th April 2021
Nicola Jane Garnett's avatar
Nicola Jane Garnett

Excellent

5
Because your service is really good Reviewed on: 16th April 2021
Saeed Chaudhary's avatar
Saeed Chaudhary

Easy app!

5
Great app! So simple and makes it easy to keep in budget Reviewed on: 16th April 2021
Simon Rogers 's avatar
Simon Rogers

Fastest updates

5
Great app that updates the balance immediately. I use a small credit limit and use it for fuel. It is a huge help as I don’t carry cash and can clear balance with debit card. My favourite card out if the ones I have. Reviewed on: 16th April 2021
Gordon K's avatar
Gordon K

Brilliant

5
The app is easy to download and use.also a professional company. Reviewed on: 16th April 2021
Keith's avatar
Keith

Excellent service

5
Zopa are Excellent.Understanding,Helpful and service is Very Good. Well Done. Reviewed on: 16th April 2021
David Shannon's avatar
David Shannon

Great card

5
Brilliant card , easy to use , quick to pay off and money is on the card instantly never had a problem or issue Reviewed on: 16th April 2021
Chris 's avatar
Chris

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