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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Top Company

Nice people to deal with,highly recommended Reviewed on: 16th April 2021

Simple, easy to use.

Zopa also shows your credit score and how it has improved which is really helpful. Reviewed on: 16th April 2021

Great bank

Great trustworthy bank east to use Reviewed on: 16th April 2021

Great

Great customer support and easy to use app Reviewed on: 16th April 2021

Great service

Easy to open, great communication, fast service. Reviewed on: 16th April 2021

Best British Bank

Easey to apply, very helpfull and looking to help, not to refuse people Reviewed on: 16th April 2021

Zopa are amazing

Zopa made my application easy and stress free, they have helped me build my credit and credit rating up with the view to buy my house Reviewed on: 16th April 2021

Brilliant

Very good would definitely recommend to all my family and friends very helpful Reviewed on: 16th April 2021

Average

Chip and pin is very temperamental, doesn’t work in all machines but never had a problem with the ATM. Just annoying knowing you can’t always use it... Reviewed on: 16th April 2021

Fantastic

The App is so easy to use and updates straight away. Really friendly and good customer service Reviewed on: 16th April 2021

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