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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy, modern

All information is clear to see and is quickly updated. Very easy app and reliable. Reviewed on: 7th April 2021

Amazing for helping rebuild credit

Zoopa has given me an opportunity to improve my credit and brighten my future. Easy to use with the app. Best customer service. Would recommend over and over again Reviewed on: 7th April 2021

Brilliant

Everything you want in a credit card and better . Fast accepting , low payments & easy online access Reviewed on: 7th April 2021

Great product

Perfect product and good rates. Ability to use when needed and all info on spending and improving my credit rating. Would recommend. Reviewed on: 7th April 2021

quick and easy

simple to use. smart interface. good comms Reviewed on: 7th April 2021

Excellence

A Great company, easy to work with, and will worth joining. Reviewed on: 7th April 2021

Quick and easy service

Always quick with processing payments, never had any problems with Zopa Reviewed on: 7th April 2021

Totally great service

Brilliant usage, fantastic app, perfect bill paying ( quick and efficient). Just a thoroughly nice and easy way to pay. Reviewed on: 7th April 2021

Zopa is so good

Zopa is so easy to use there app is great too and helpful Reviewed on: 7th April 2021

Excellent service

Easy to use with real time updates Reviewed on: 7th April 2021

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