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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Always available and helpful. Excellent quality service Reviewed on: 16th April 2021

Efficient and sensible

Zopa are giving me a chance to improve my credit rating. They take a sensible, balanced view on circumstances and are so incredibly efficient. Brilliant. Reviewed on: 16th April 2021

Amazing easy to use. Friendly customer service. Superb

Easy to manage cards. Easy and clearly app. Low cost. Thanks Reviewed on: 16th April 2021

Spot on all round

The application process is fault free and simple and also fast, no issues at all very good indeed Reviewed on: 16th April 2021

Top Company

Nice people to deal with,highly recommended Reviewed on: 16th April 2021

Simple, easy to use.

Zopa also shows your credit score and how it has improved which is really helpful. Reviewed on: 16th April 2021

Great bank

Great trustworthy bank east to use Reviewed on: 16th April 2021

Great

Great customer support and easy to use app Reviewed on: 16th April 2021

Great service

Easy to open, great communication, fast service. Reviewed on: 16th April 2021

Best British Bank

Easey to apply, very helpfull and looking to help, not to refuse people Reviewed on: 16th April 2021

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