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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

What an incredible brand!!!

My experience with Zopa has been unforgettable! From start to finish the timing, service and product value has been second to none. Reviewed on: 16th April 2021

Quick & easy application

Quick and easy application, good rates and a friendly team to help on the app when needed Reviewed on: 16th April 2021

Fantastic and super easy to use

From application to receiving the card everything was easy and quick. The app is super easy to use and means I can keep track of everything. Reviewed on: 16th April 2021

Card %1

Great card. Came quick and easy to set up Reviewed on: 16th April 2021

Great bank

If your looking for a bank that gives you great service in all areas then look now further. Reviewed on: 16th April 2021

Awesome

Jus so amazing and efficient never a problem to far thankyou zopa Reviewed on: 16th April 2021

Excellent manageable credit

Zoopa has clear communication with customers that updates your activity well so you can feel safe and be fully aware of your credit use and requested payments Reviewed on: 16th April 2021

Brilliant even with a poor credit score still can offer you credit card

I was on iva. and needed card to help start bring my credit score up. they mobile app amazing also can track every penny leaving the account. if you pay in thats also shows in a minute. Reviewed on: 16th April 2021

Great Card

From applying for a card to receiving it win the post. The whole process was easy, efficient and very fast. A lot of financial institutions could learn from this. Reviewed on: 16th April 2021

Easy to use.

Very easy to use and I like the way the app is laid out. Could do with a bit more credit, if I was being fussy. Reviewed on: 16th April 2021

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