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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

A fantastic experience

I was sceptical about using a non traditional credit card, I have only ever utilised my high street bank and building society. But I can honestly say that the experience I’ve had with Zopa is second to none. The app is straightforward with a super sleek interface. Reviewed on: 16th April 2021

Excellence service very easy to use the zopa app too

I applied for zopa credit card . I got a limit I can afford and very happy with the service they provide Reviewed on: 16th April 2021

3 month user

Brilliant app, user friendly, easy to understand and so far have had no issues whatsoever. Reviewed on: 16th April 2021

Best bank

Really easy and smooth application with %100 results Reviewed on: 16th April 2021

Brilliant bank

Brilliant bank offers loads definitely recommend Reviewed on: 16th April 2021

Excellent service and easy to use

The whole process was very easy from start to finish. The app is great you can see what you owe and when payment is due. Highly recommend Reviewed on: 16th April 2021

What an incredible brand!!!

My experience with Zopa has been unforgettable! From start to finish the timing, service and product value has been second to none. Reviewed on: 16th April 2021

Quick & easy application

Quick and easy application, good rates and a friendly team to help on the app when needed Reviewed on: 16th April 2021

Fantastic and super easy to use

From application to receiving the card everything was easy and quick. The app is super easy to use and means I can keep track of everything. Reviewed on: 16th April 2021

Card %1

Great card. Came quick and easy to set up Reviewed on: 16th April 2021

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