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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Friendly service

Friendly and helpful overall great service Reviewed on: 7th April 2021

Credit card

Excellent service I would highly recommend to friends and family Reviewed on: 7th April 2021

GREAT PRODUCT

I WILL ALWAYS RECOMMEND ZOPA TO MY FRIENDS Reviewed on: 7th April 2021

Awesome

Gave me credit when no one else would, has helped me with managing said credit Reviewed on: 7th April 2021

Zopa Review

Absolutely smashing bank very kind and helpful people who work here and amazing support throughout my time at Zopa! Reviewed on: 7th April 2021

I am satisfied with the services of Zopa

I am satisfied with the services of Zopa Reviewed on: 7th April 2021

Services

Good customer service and happy Reviewed on: 7th April 2021

Very good

Zopa really helps people i am very happy Reviewed on: 7th April 2021

Good service

Never been let down, always good service Reviewed on: 7th April 2021

Good Services

Very reliable and easy to use. I will recommend anyone to use Reviewed on: 7th April 2021

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