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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant credit card

Excellent love that when you make a payment it is instantly added to your avaliable balance would higley recommend Reviewed on: 16th April 2021

The best

all service in one place, nothing else is needed. In a word, perfect Reviewed on: 16th April 2021

Customer focused and easy to use

Very easy service to access and use! No hassle, no glitches Reviewed on: 16th April 2021

Amazing customer service

The company as a whole is so easy to work with from first contact throughout the whole process and they take the stress out of everything Reviewed on: 16th April 2021

havent found a problem, so cant complain

easy to understand, am in touch with whats happening with my account at all times,by phone, tech at its best Reviewed on: 16th April 2021

Ms, what a fantastic bank and amenzing services.

It has been a joy since I was approved credit card with Zopa , no other bank can be like she, I'm happy I was recommended to zopa. Thanks Reviewed on: 16th April 2021

Mr

Customer service is excellent I would recommend zopa to everyone I know. So easy to understand the services provided Reviewed on: 16th April 2021

Brilliant

This credit card makes life a lot easier to use and it is easy to check your balance and make payments. Reviewed on: 16th April 2021

Good and helpfully.

Help me building my credit score. Customer service is very good. I'm happy about this card Reviewed on: 16th April 2021

Great new card.

Easy to use, updates your account quickly. No hassle, easy to use. Reviewed on: 16th April 2021

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