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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easily the best credit card by far

Fast efficient transactions, best app based support and tracking for your expenses. Highly trained customer service advisors, 5 stars Reviewed on: 16th April 2021

Great customer service

Great customer service with an amazing app that is easy to use and updates you regularly. Reviewed on: 16th April 2021

Excellent card

Very easy to understand and great app Reviewed on: 16th April 2021

Brilliant

So far has been amazing credit card only been using 4 2 months tho Reviewed on: 16th April 2021

Brilliant credit card

Excellent love that when you make a payment it is instantly added to your avaliable balance would higley recommend Reviewed on: 16th April 2021

The best

all service in one place, nothing else is needed. In a word, perfect Reviewed on: 16th April 2021

Customer focused and easy to use

Very easy service to access and use! No hassle, no glitches Reviewed on: 16th April 2021

Amazing customer service

The company as a whole is so easy to work with from first contact throughout the whole process and they take the stress out of everything Reviewed on: 16th April 2021

havent found a problem, so cant complain

easy to understand, am in touch with whats happening with my account at all times,by phone, tech at its best Reviewed on: 16th April 2021

Ms, what a fantastic bank and amenzing services.

It has been a joy since I was approved credit card with Zopa , no other bank can be like she, I'm happy I was recommended to zopa. Thanks Reviewed on: 16th April 2021

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