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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Yep

Increase my credit limit please Reviewed on: 7th April 2021

Really good, loyal and highly recommended

I had an issue with an order which I couldn't dispute myself but I phoned zopa and they sorted the issue and refunded the money without hesitation. Amazing work and loyal to their customers and users. Reviewed on: 7th April 2021

Easy to use and card quick to arrive

Easy, no nonsense and provided further insight to other financial options. Reviewed on: 7th April 2021

Great friendly

Great experience no problems always ready to help Reviewed on: 7th April 2021

Exvellent card

Best credit card used very easy to operate ans the best and easiest app .. Reviewed on: 7th April 2021

Excellent online banking service.

Everything is in one place, easy to check your account anytime day or night. Reviewed on: 7th April 2021

Brilliant bank

Just so good for us oldies ease of use and very helpful over the phone thanks again Reviewed on: 7th April 2021

Easy access clear instructions

Would recommend clear statements easy to manage around the internet Reviewed on: 7th April 2021

Zopa credit card

I've been using Zopa credit card for the long time and I'm very happy with it. I would very much recommend it to everybody. Reviewed on: 7th April 2021

Excellent

Very easy to use app, check balances make payments Reviewed on: 7th April 2021

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