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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The card that says yes

Fast efficient straightforward service responsible limits and easy to use app What more could you want in a card or company. Highly recommended Reviewed on: 16th April 2021

Excellence as standard

Excellent customer service. Would highly recommend for all your lending needs. Reviewed on: 16th April 2021

Great product

Would just like to say how happy I am with your overall app and customer service and would have no hesitation in recommend your product and service to anybody Reviewed on: 16th April 2021

I think zopa is a great card

I think you have been very transparent very helpful what you see is what you get Reviewed on: 16th April 2021

The best bank

I never had any issues with zopa .they simply the best Reviewed on: 16th April 2021

Excellent service

Fantastic company. Alwaus there to help and support you. Customer service second to none. Defo would recommend to family and friends (already have). Keep up the good work zopa Reviewed on: 16th April 2021

Excellent

Easy to use, great company, a must have credit card Reviewed on: 16th April 2021

New credit card

Prompt service card here easy to set up Reviewed on: 16th April 2021

Great service

They gave me a chance when no other companies would they don’t charge any interest as long as I clear my balance each month and it has helped my credit score I’ve had no issue with them Reviewed on: 16th April 2021

Fabulous service

Payments come straight off. Great way to keep up to date Reviewed on: 16th April 2021

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