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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Want to build your credit rating?

Excellent service, able to monitor your borrowing power! Reviewed on: 7th April 2021

Made so simple , always answered my queries fast and every time

The easiest way I've ever dealt with a credit card company Reviewed on: 7th April 2021

Highly Recommend....

I would recommend zopa credit card to all my friends, family and colleagues. The whole process from checking your balance and making payments is quick and easily. Highly recommend ...you will not be disappointed. I vote them the best card for 2021. Reviewed on: 7th April 2021

good

good customer experience wood recommeded to all freinds and family Reviewed on: 7th April 2021

Perfect

Great service, easy to use and good at reminding you about payments Reviewed on: 7th April 2021

Best card Iv ever had

Fast processing of transactions, real time information of any transactions Easy to apply Reviewed on: 7th April 2021

Great card

Application was simple, the credit limit is manageable and the app is excellent Reviewed on: 7th April 2021

Perfection

A wonderfully easy to use card and app....would highly recommend Reviewed on: 7th April 2021

Zopa dooper

Great card pay off in full every month payment reflects instant so zero problems Reviewed on: 7th April 2021

Super zopa

Gear customer service and very friendly and professional Reviewed on: 7th April 2021

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