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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

objectivity

5
My experience with zopa, it's been amazing every moment since I started signing up to get the card, quick check to see if I approve or not, fast delivery of the card, to solve anything in the chat and always well received by the staff and still get accurate solutions when asking for help, and in the beginning it still gave me a legal limit, I'm glad I decided to have this experience with zopa. Reviewed on: 16th April 2021
Jeferson Queiroz's avatar
Jeferson Queiroz

Excellent service

5
Excellent service and professional Reviewed on: 16th April 2021
Catalin 's avatar
Catalin

Amazing

5
Really good experience with zopa Reviewed on: 16th April 2021
Danny's avatar
Danny

No fuss, and easy

5
Easy to apply, use and pay, and with great notifications Reviewed on: 16th April 2021
Colin Stewart's avatar
Colin Stewart

The card that says yes

5
Fast efficient straightforward service responsible limits and easy to use app What more could you want in a card or company. Highly recommended Reviewed on: 16th April 2021
Davidmccreadie1@yahoo.com 's avatar
[email protected]

Excellence as standard

5
Excellent customer service. Would highly recommend for all your lending needs. Reviewed on: 16th April 2021
John Nield's avatar
John Nield

Great product

5
Would just like to say how happy I am with your overall app and customer service and would have no hesitation in recommend your product and service to anybody Reviewed on: 16th April 2021
Dean James's avatar
Dean James

I think zopa is a great card

5
I think you have been very transparent very helpful what you see is what you get Reviewed on: 16th April 2021
Kathleen lewer's avatar
Kathleen lewer

The best bank

5
I never had any issues with zopa .they simply the best Reviewed on: 16th April 2021
basiegh@yahoo.co.uk 's avatar
[email protected]

Excellent service

5
Fantastic company. Alwaus there to help and support you. Customer service second to none. Defo would recommend to family and friends (already have). Keep up the good work zopa Reviewed on: 16th April 2021
Mark 's avatar
Mark

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