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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy and straightforward

4
I’ve only recently had a Zopa card, but it’s very simple and easy to use and the app is great. When you put money on there it is instant which is much better than other cards as they take 2 working days. I hope to use this regularly and get a credit increase soon Reviewed on: 16th April 2021
Rara Armstrong's avatar
Rara Armstrong

Excellent and easy

5
Great company to have credit with east and simple Reviewed on: 16th April 2021
Selmcom ltd's avatar
Selmcom ltd

Excellent

5
I have good experience and very easy and quick Reviewed on: 16th April 2021
Loreta's avatar
Loreta

Excellent

5
Love the app easy to use plus friendly service Reviewed on: 16th April 2021
Mark's avatar
Mark

Thanks

5
Zopa keep you up to date of your transaction, which is very helpful as you can see if there has been fraud on your account. I can't thank Zopa enough. Best credit card I have ever had Reviewed on: 16th April 2021
Alison 's avatar
Alison

Excellent service

5
Quick application, easy to use app and fast delivery of my new card! The credit score monitor within the app is so useful for tips on how to improve my score. Highly recommended! Reviewed on: 16th April 2021
DeeGee's avatar
DeeGee

objectivity

5
My experience with zopa, it's been amazing every moment since I started signing up to get the card, quick check to see if I approve or not, fast delivery of the card, to solve anything in the chat and always well received by the staff and still get accurate solutions when asking for help, and in the beginning it still gave me a legal limit, I'm glad I decided to have this experience with zopa. Reviewed on: 16th April 2021
Jeferson Queiroz's avatar
Jeferson Queiroz

Excellent service

5
Excellent service and professional Reviewed on: 16th April 2021
Catalin 's avatar
Catalin

Amazing

5
Really good experience with zopa Reviewed on: 16th April 2021
Danny's avatar
Danny

No fuss, and easy

5
Easy to apply, use and pay, and with great notifications Reviewed on: 16th April 2021
Colin Stewart's avatar
Colin Stewart

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