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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Top class service

First rate, good credit card, good rates top class Reviewed on: 16th April 2021

Very easy and quick

I strongly recommend. Very easy and quick no hidden fees Reviewed on: 16th April 2021

Very easy to use

Everything done in simple ways was easy to set up card and works straight away Reviewed on: 16th April 2021

Excellent service

Never had a problem everything was very quick and easy from setting up and receiving my card Reviewed on: 16th April 2021

Very nice

I was turned down by many but have had no problems witt zopa Reviewed on: 16th April 2021

Ready to helping

When I needed a little help zopa was there Reviewed on: 16th April 2021

I like it

Very handy I liked it I will stick with Zopa Reviewed on: 16th April 2021

Great

Great zopa app keeps you up to date on spending and you can make quick o line payments Reviewed on: 16th April 2021

Excellent

A simple straight forward easy to use card, from initial set up with step by step instructions then you are good to go, highly recommend to anyone Reviewed on: 16th April 2021

NO MESSIN CARD AND APP

SIMPLE AND GREAT CARD&APP,ENOUGH SAID! Reviewed on: 16th April 2021

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