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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

I like it

4
Very handy I liked it I will stick with Zopa Reviewed on: 16th April 2021
Mehmet Taisi guzel's avatar
Mehmet Taisi guzel

Great

5
Great zopa app keeps you up to date on spending and you can make quick o line payments Reviewed on: 16th April 2021
Beverley Latham's avatar
Beverley Latham

Excellent

5
A simple straight forward easy to use card, from initial set up with step by step instructions then you are good to go, highly recommend to anyone Reviewed on: 16th April 2021
Karen Stewart's avatar
Karen Stewart

NO MESSIN CARD AND APP

5
SIMPLE AND GREAT CARD&APP,ENOUGH SAID! Reviewed on: 16th April 2021
dobberville's avatar
dobberville

Easy and straightforward

4
I’ve only recently had a Zopa card, but it’s very simple and easy to use and the app is great. When you put money on there it is instant which is much better than other cards as they take 2 working days. I hope to use this regularly and get a credit increase soon Reviewed on: 16th April 2021
Rara Armstrong's avatar
Rara Armstrong

Excellent and easy

5
Great company to have credit with east and simple Reviewed on: 16th April 2021
Selmcom ltd's avatar
Selmcom ltd

Excellent

5
I have good experience and very easy and quick Reviewed on: 16th April 2021
Loreta's avatar
Loreta

Excellent

5
Love the app easy to use plus friendly service Reviewed on: 16th April 2021
Mark's avatar
Mark

Thanks

5
Zopa keep you up to date of your transaction, which is very helpful as you can see if there has been fraud on your account. I can't thank Zopa enough. Best credit card I have ever had Reviewed on: 16th April 2021
Alison 's avatar
Alison

Excellent service

5
Quick application, easy to use app and fast delivery of my new card! The credit score monitor within the app is so useful for tips on how to improve my score. Highly recommended! Reviewed on: 16th April 2021
DeeGee's avatar
DeeGee

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