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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

User friendly, on the ball and efficient

Apps seem to be so clunky these days and companies hard to communicate with - not these guys! Always available and app is super easy to use. Great work Reviewed on: 7th April 2021

Good card and app

Good card and app, easy to use and payments are shown quickly. Reviewed on: 7th April 2021

Zopa review

Very good and would certainly recommend them Reviewed on: 7th April 2021

Zopa The friendly Bank.

Zopa have always given me great service with a friendly team and quick service. Reviewed on: 7th April 2021

So simple

Had the cards for a few moths now, easy to apply for and set up App, love the fact that get notifications when I spend on it makes me feel whole lot safer re fraudulent use recommend it to anyone. Reviewed on: 7th April 2021

Smart and efficient

Live and quick up to date information Very efficient accessing account and making payments Reviewed on: 7th April 2021

Good and helpful

Easy to use easy to understand good banking app for your phone or tablet. Good customer service Reviewed on: 7th April 2021

Excellent card good app

Excellent customer service Good app you have many ways to contact the bank This card is good as gold Reviewed on: 7th April 2021

Brilliant company

Zopa helped me and provided a fantastic service when other companies didn’t. Great to deal with. Reviewed on: 7th April 2021

Credit card

I have poor credit and being given a chance to rebuild via Zopa is a gosh send Reviewed on: 7th April 2021

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