Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very handy and reliable

Always been there when needed them Reviewed on: 16th April 2021

Super Zopa

Excellent customer service , very efficient, wonderful to deal with. Reviewed on: 16th April 2021

top card

so simple to use.. always kept up to date when transactions occur.. best card on the block bar none Reviewed on: 16th April 2021

Thumbs up

Easy to use, good communication, I am new to Zopa, but whole process was simple and stress free Reviewed on: 16th April 2021

Top class service

First rate, good credit card, good rates top class Reviewed on: 16th April 2021

Very easy and quick

I strongly recommend. Very easy and quick no hidden fees Reviewed on: 16th April 2021

Very easy to use

Everything done in simple ways was easy to set up card and works straight away Reviewed on: 16th April 2021

Excellent service

Never had a problem everything was very quick and easy from setting up and receiving my card Reviewed on: 16th April 2021

Very nice

I was turned down by many but have had no problems witt zopa Reviewed on: 16th April 2021

Ready to helping

When I needed a little help zopa was there Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28679 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub