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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very professional very easy to use the app no problem very satisfied

Very good at explaining and solving issues Reviewed on: 7th April 2021

Credit card

Great service and app very easy to use and great support Reviewed on: 7th April 2021

Affordable credit card for all low income earner

This is the only card I found with low interest and has no extra charges attached Reviewed on: 7th April 2021

Fantastic card

I have had many credit cards over the years but this is far the best one payments made are instant so you know where you stand when paying your card bill Reviewed on: 7th April 2021

Excellent Service

Really straight forward, from application to terms and conditions right through to their mobile app. Great choice Reviewed on: 7th April 2021

Fantastic

No complaints , very easy to apply with quick response time . App is really good too and easy to use Reviewed on: 7th April 2021

Zopa is super!!!

Zopa is a really good credit card, very user friendly and you know where you are with all aspects of having a credit card! Would totally recommend! Reviewed on: 7th April 2021

Great and straightforward

I have had no problems from the time I got a loan to getting a credit card. The app is very easy to use and if I needed too there was always someone knowageable to talk to. Reviewed on: 7th April 2021

Great company clear pricing

Clear pricing and accepted me with poor credit history Reviewed on: 7th April 2021

Flexible card easy to use app and instant updates on transactions

Very straight forward, easy to use and monitor repayments could not be easier your always in control. Reviewed on: 7th April 2021

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