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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card and great app

Easy to apply. App is amazing and I always know what's going on with my account! Fabulous product! Reviewed on: 16th April 2021

Great services

Fast and profesional. A great experience. Reviewed on: 16th April 2021

Amazing App

Super helpful and user friendly app, love how it lets you know your purchase when you make them and if anyone is like me and forgets their pin, they have a safe secure way to see it for those moments when you’ve forgotten Reviewed on: 16th April 2021

Always been a pleasure dealing with zopa with any enquiries I have.

Good Apr and never had any issues when dealing with customer service. Always very helpful Reviewed on: 16th April 2021

Great company..love the new idea of credit cards

Great company. Easy to apply and great customer service. Can only recommend Reviewed on: 16th April 2021

EASY, FRIENDLY AND RELIABLE

I found my experience great. Application was straightforward, I was able to download the app, so it's easy to keep track of my account. Reviewed on: 16th April 2021

Perect

Fast application process excellent app. Reviewed on: 16th April 2021

Mr sean brand

Super fast service card arrives quick. Easy app to control your spending. Great customer service. Reviewed on: 16th April 2021

10

Excellent service, you guys are wonderful Reviewed on: 16th April 2021

Brilliant

Easy to use app recommended to family Reviewed on: 16th April 2021

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