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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

Easy sign up and very responsive Reviewed on: 16th April 2021

no stress with zopa

a good card to have very responsible lending if you play your part and stay in control. Reviewed on: 16th April 2021

Easy to use card

Easy to apply and great communication, app is easy to use Reviewed on: 16th April 2021

Quick and easy to deal with

Credit card app is amazing! Moreover, I get an alert of my purchases straight away! I’m glad To be a customer for Zopa! Highly recommended Reviewed on: 16th April 2021

Great things

Is easy to use the app to see what you are doing with your money Reviewed on: 16th April 2021

Best credit card company in UK

Am having the best time of my life with zopa credit card, they are the best Reviewed on: 16th April 2021

Great card and great app

Easy to apply. App is amazing and I always know what's going on with my account! Fabulous product! Reviewed on: 16th April 2021

Great services

Fast and profesional. A great experience. Reviewed on: 16th April 2021

Amazing App

Super helpful and user friendly app, love how it lets you know your purchase when you make them and if anyone is like me and forgets their pin, they have a safe secure way to see it for those moments when you’ve forgotten Reviewed on: 16th April 2021

Always been a pleasure dealing with zopa with any enquiries I have.

Good Apr and never had any issues when dealing with customer service. Always very helpful Reviewed on: 16th April 2021

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