Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Im pleased and happy overall

It’s a great credit card to have great features on the dashboard services on offers and a lovely interface integrate in an app on your phone allow you to keep a real-time update on your balance spending statements an so on Reviewed on: 16th April 2021

Great service

Great service, have recommended to lots of friends and family Reviewed on: 16th April 2021

Very transparent and reliable

Zopa operates at a very high level of customer service. I have no complaints and would recommend Zopa to friends and family. Reviewed on: 16th April 2021

Excellent card

Applied for Zopa accepted straightaway. Reviewed on: 16th April 2021

Great card

Easy sign up and very responsive Reviewed on: 16th April 2021

no stress with zopa

a good card to have very responsible lending if you play your part and stay in control. Reviewed on: 16th April 2021

Easy to use card

Easy to apply and great communication, app is easy to use Reviewed on: 16th April 2021

Quick and easy to deal with

Credit card app is amazing! Moreover, I get an alert of my purchases straight away! I’m glad To be a customer for Zopa! Highly recommended Reviewed on: 16th April 2021

Great things

Is easy to use the app to see what you are doing with your money Reviewed on: 16th April 2021

Best credit card company in UK

Am having the best time of my life with zopa credit card, they are the best Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
British Airways credit card
from American Express 4.06 from 93 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub