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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

very good service

will use them with no problems Shame they havent got a branch on the high street Reviewed on: 7th April 2021

Very please with the service you get.

Would recommend to anyone as well. Reviewed on: 7th April 2021

Excellent best friend

Card is there on hand whenever needed. Reviewed on: 7th April 2021

Great Customer service

Friendly but professional customer service. Quick response and well detailed advice. Reviewed on: 7th April 2021

great

this card is excellent a good creditbuilder Reviewed on: 7th April 2021

Great card

From start to finish to finish easy to use and app is so so simple brilliant. Reviewed on: 7th April 2021

Good

Easy to log in to and navigate. Reviewed on: 7th April 2021

Great

Excellent with everything customer service is spot on and everything is clearly put out to see Reviewed on: 7th April 2021

Everything great about Zopla

So far my experience with Zopla has been brilliant quick to approve me ever with a poor credit rating my card was with me and paying bills writhing a couple of days. Also brilliant online app very easy to use 10/10 Reviewed on: 7th April 2021

Very easy to set up

Very easy to set up and easy repayment plan Reviewed on: 7th April 2021

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