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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Excellent company ,good services ,easy to apply , Reviewed on: 16th April 2021

Brilliant informative great

Very happy with experience of this card great! Reviewed on: 16th April 2021

My Zopa

It is fantastic! I can use it everywhere! It is very easy and fast for repaying. Same day Reviewed on: 16th April 2021

Great service

I am more than happy with Zopa. Reviewed on: 16th April 2021

Fantastic company easy and clear to deal with

Simple to apply and quick to respond. Always keep in touch with you so you can easily see how your account is looking. Reviewed on: 16th April 2021

Brilliant

Friendly supportive staff and a very reliable company Reviewed on: 16th April 2021

Amazing app, easy to use and understand how Banking should be!

The whole application setup and operation has been a breeze. Reviewed on: 16th April 2021

Great card

Really helpful service great card nice app. Reviewed on: 16th April 2021

Zopa excellent

I opened a zopa account and it's so easy to use,the app is brilliant and helpful,and if u need help etc they are so helpful ands polite! I've recommended zopa to my friends and family. Reviewed on: 16th April 2021

Great

Super smooth experience. The app is so easy to use. Definitely recommend Reviewed on: 16th April 2021

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