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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Fair and honest

A card that has no hidden agendas, just honest advice Reviewed on: 7th April 2021

Tb

The best card company they show different things so you can see everything. Reviewed on: 7th April 2021

Zopa - quick, easy, highly recommend

This was the simplest application and card use I have had. Everything works so smoothly through the app. I can easily keep control of my spending and other costs. I wish all my cards were this simple. Reviewed on: 7th April 2021

Zopa review

Its a very good credit card. It let's you now when your cards been used. It tells you when you have only got a small amount left before you reach your limit. I would recommend friends and family to use it. Reviewed on: 7th April 2021

Best flexible bank around.

Zopa are th best bank for modern times. Reviewed on: 7th April 2021

Great service

Easy to use from the app on my mobile, I get a notification for any purchase (contactless or not). Reviewed on: 7th April 2021

Responsible lender

Quick service, reasonable rates. This is unusual from a responsible lender, well done Zopa! Reviewed on: 7th April 2021

Great and easy to use

Very simple app to use and easy to keep track of Reviewed on: 7th April 2021

Excellent company

Easy to use app and great service Reviewed on: 7th April 2021

Easiest banking app I have ever used .

Love Zopa , app is so user friendly . Everything all layered out in a very easy manner . Reviewed on: 7th April 2021

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