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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Fantastic little company

5
Great company interest rates are high but. I used my card and paid zopa back the week after. Reviewed on: 16th April 2021
manshed's avatar
manshed

Great service

5
Easy to apply, easy to use app and keep track of everything Reviewed on: 16th April 2021
SarahD's avatar
SarahD

The best online banking experience!

5
The app is really easy to use and the thing I love the most is that if you pay some money in, it immediately shows it in your balance. With other credit card providers, it usually takes 2-3 working days. Reviewed on: 16th April 2021
Kalina Stoilova's avatar
Kalina Stoilova

Excellent Service, Instant Repayment & Payment Notifications

5
I applied with a Zopa for a credit card to build my credit, the application process was quick, easy and simple. I have used the card each week and made immediate repayments, the payment notifications and the fact the paid balance is instantly updated is fantastic. Most credit card companies take 2-3 days to reflect payments. Can't fault at all. Perfect. Reviewed on: 16th April 2021
Adam Hirson's avatar
Adam Hirson

Excellent

5
Excellent company ,good services ,easy to apply , Reviewed on: 16th April 2021
Marivilla solanki's avatar
Marivilla solanki

Brilliant informative great

5
Very happy with experience of this card great! Reviewed on: 16th April 2021
Carly 's avatar
Carly

My Zopa

5
It is fantastic! I can use it everywhere! It is very easy and fast for repaying. Same day Reviewed on: 16th April 2021
Metodi's avatar
Metodi

Great service

5
I am more than happy with Zopa. Reviewed on: 16th April 2021
Deborah Clark's avatar
Deborah Clark

Fantastic company easy and clear to deal with

5
Simple to apply and quick to respond. Always keep in touch with you so you can easily see how your account is looking. Reviewed on: 16th April 2021
Simon Dixon 's avatar
Simon Dixon

Brilliant

5
Friendly supportive staff and a very reliable company Reviewed on: 16th April 2021
sayfur's avatar
sayfur

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