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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

excellent

Quick and helpful if any problems Reviewed on: 7th April 2021

I Zipped To Zopa as it was so friendly.

A very straight forward Credit Card to apply for Zipadee Zopa ! Reviewed on: 7th April 2021

Excellent

It’s been great! Brilliant company to have a card with Reviewed on: 7th April 2021

The best of the best

Excellent service, no hassle, perfect. Reviewed on: 7th April 2021

Very smooth and easy to use

Excellent and clear service. Very pleased. Reviewed on: 7th April 2021

Upfront charges and interest

Great card with no hidden surprises. Does exactly what you want it to do Reviewed on: 7th April 2021

Customer focused

Easy to contact friendly and helpful staff and very knowledgeable about their products. Over all a great experience Reviewed on: 7th April 2021

Very easy

So far they have been easy to deal with, transparent. Lots of good advice on their app. Reviewed on: 7th April 2021

Best credit card ever

Very easy to understand what your spending as you get confirmation as soon as you purchase something love it Reviewed on: 7th April 2021

My best friend

I love using my card. So easy to use and always kept up-to-date on what I have spent. Love it. Reviewed on: 7th April 2021

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