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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good credit opportunity

Nice experience with Zopa, fairly easy to get and then the app provides good support and feedback on your spending habits Reviewed on: 16th April 2021

THE BEST

VERY EASY TO SETUP AND VERY FUN EXPERIENCE Reviewed on: 16th April 2021

Surprising

Excepted for a card when not by others, easy to use app and I now feel confident on rebuilding my credit score Reviewed on: 16th April 2021

Helped me to build my credit up

I applied for the credit card to try and help me rebuild my credit up, it website itself was very straightforward to use, so far so good Reviewed on: 16th April 2021

Great service and very straight froward

Great service, app is easy to use. Reviewed on: 16th April 2021

Open and straight

They are all ways kind ready to help Reviewed on: 16th April 2021

Grays review

Although I am a new customer zopa does seem very easy and convenient to use Reviewed on: 16th April 2021

No good talking

So hard working my credit score down for Zopa Reviewed on: 16th April 2021

Amazing ...

It’s so easy to use , payments clear super quick , security when paying online , I feel very happy with it and i always make sure i tell everyone about it ... Customer service is also very well delivered , Very polite staff and willing to answer your questions. Get zopa now !!! Reviewed on: 16th April 2021

Love the app

Love how making a payment on the app is easy and its cleared straight away Reviewed on: 16th April 2021

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