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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Grays review

Although I am a new customer zopa does seem very easy and convenient to use Reviewed on: 16th April 2021

No good talking

So hard working my credit score down for Zopa Reviewed on: 16th April 2021

Amazing ...

It’s so easy to use , payments clear super quick , security when paying online , I feel very happy with it and i always make sure i tell everyone about it ... Customer service is also very well delivered , Very polite staff and willing to answer your questions. Get zopa now !!! Reviewed on: 16th April 2021

Love the app

Love how making a payment on the app is easy and its cleared straight away Reviewed on: 16th April 2021

Very happy

Does what it says on the tin great card great company very quick and reliable can't ask for anything less well done Reviewed on: 16th April 2021

Best card !

Great card and so easy to manage with all the tools on the app Reviewed on: 16th April 2021

Satisfaction

God amazing service provided I like Reviewed on: 16th April 2021

Quick and easy

Really easy application and quick set up. Nice easy to manage balance. Great App for iPhone makes seeing transactions and making payments easy Reviewed on: 16th April 2021

Easy to use

I use the app which is brilliant but simple I can pay and check my balance also I get alerts when I have spent and it always tells me what I have available Reviewed on: 16th April 2021

Easy application

Perfect for the unexpected bills good job zopa Reviewed on: 16th April 2021

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