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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great service

Help me start to recover my credit file Reviewed on: 7th April 2021

Easy to use and a great card

Nice and easy to use with a good app that leads you know where you are financially and helps you keep track of your spending with financial health check to keep your money and spending on track Reviewed on: 7th April 2021

Great

Love you guys really good company Reviewed on: 7th April 2021

Great and straightforward

Just clear and easy to use, no haste with easy to use app Reviewed on: 7th April 2021

Excellent

Great service and reliable credit card , excellent features and money saving tips love the app and how easily it is to use ! Reviewed on: 7th April 2021

top banking

Great company ..Good online banking system keeps you up to date with all your transactions.. Reviewed on: 7th April 2021

mr

bets app available xxx I am used for the villa and highly recommended. Reviewed on: 7th April 2021

Does everything it should

Very easy to keep track of spending and payments... Reviewed on: 7th April 2021

perfect for what you need

a quick and fast provider, all you need within a click away Reviewed on: 7th April 2021

Easy to use and perfect help

Great little card, that does exactly what it says on the tin Reviewed on: 7th April 2021

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