Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great first credit card

It's a great first credit card for people who have a very little credit rating. Reviewed on: 16th April 2021

Great

Really helpful to me at a hard time Reviewed on: 16th April 2021

Amazing and the communication and dedication is outstanding.

Always puts the customer first and ensures they keep connected in the right manner and when essential. Reviewed on: 16th April 2021

Great credit card

Use the card a lot very good.Always try to pay quickly. Reviewed on: 16th April 2021

Good credit opportunity

Nice experience with Zopa, fairly easy to get and then the app provides good support and feedback on your spending habits Reviewed on: 16th April 2021

THE BEST

VERY EASY TO SETUP AND VERY FUN EXPERIENCE Reviewed on: 16th April 2021

Surprising

Excepted for a card when not by others, easy to use app and I now feel confident on rebuilding my credit score Reviewed on: 16th April 2021

Helped me to build my credit up

I applied for the credit card to try and help me rebuild my credit up, it website itself was very straightforward to use, so far so good Reviewed on: 16th April 2021

Great service and very straight froward

Great service, app is easy to use. Reviewed on: 16th April 2021

Open and straight

They are all ways kind ready to help Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews
Credit card
from ASDA Money 3.12 from 110 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub