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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

SIMPLE TO MY NEEDS

4
I have been enjoying the benifits of my Zopa card. It has been very handy, jargon free and sufficent enough to my daily use. I have full control on expenditures and visiablity on finger tips. Reviewed on: 16th April 2021

Great credit card

5
Great credit card which was easy to sign up and has a great app which works great. Reviewed on: 16th April 2021

Very happy with this service

5
Great customer service always happy to help I’m so glad I chose Zopa would recommend Zopa to any friends or family that are looking for a bank to go with Reviewed on: 16th April 2021

Awesome support.

5
Nothing but good services, concise, well supported by the team. Reviewed on: 16th April 2021

Great

5
Great app, easy to sign upto, friendly customer service Reviewed on: 16th April 2021

Make credit easier

5
Want to build up my credit rating and I could not of chosen a better credit card company. So easy to understand with the mobile app and help is on hand 24/7 which is nice to know. It feels like they have you interests at heart. Reviewed on: 16th April 2021

Great first credit card

5
It's a great first credit card for people who have a very little credit rating. Reviewed on: 16th April 2021

Great

5
Really helpful to me at a hard time Reviewed on: 16th April 2021

Amazing and the communication and dedication is outstanding.

5
Always puts the customer first and ensures they keep connected in the right manner and when essential. Reviewed on: 16th April 2021

Great credit card

5
Use the card a lot very good.Always try to pay quickly. Reviewed on: 16th April 2021

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