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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

ZOPAAAA

5
Easy to use and to pay account well recommended Reviewed on: 7th April 2021
Andrew Maugham's avatar
Andrew Maugham

Great card

5
Fantastic app,easy to set up,had no problems using card and I love the way you can swap and change how much dd you pay each month Reviewed on: 7th April 2021
Malcolm Pott's avatar
Malcolm Pott

Professional and efficient

5
Always happy to help and always positive Reviewed on: 7th April 2021
paulmussett@live.co.uk's avatar
[email protected]

Easy

5
Simple app. Easy to use. Full clarity. Nothing hidden. Payment shows on day made. Overall a great app Reviewed on: 7th April 2021
Janet's avatar
Janet

great

5
love it - its affordable and i love that I can see with ease current balance and availability Reviewed on: 7th April 2021
Bev's avatar
Bev

Honest Reliable and Dependable

5
Zopa are really helpful I am always kept up to date with my spending nd any changes that happen. Reviewed on: 7th April 2021
Cathy Bartlett-horwood's avatar
Cathy Bartlett-horwood

Excellent service

5
Great bank! Great service. Understand all my needs. Reviewed on: 7th April 2021
Christopher bruce's avatar
Christopher bruce

Good card

5
Valuable services and trusts people Reviewed on: 7th April 2021
Riguey 's avatar
Riguey

Reliable and fair

5
The site is easy to use , everything is simple. Application acceptance fair . Reviewed on: 7th April 2021
Tamsir Bah's avatar
Tamsir Bah

Excellent service

5
Fantastic credit card let’s me know when card is used and so easy to keep track of what I spend so easy to use and great customer service Reviewed on: 7th April 2021
Joy Ball's avatar
Joy Ball

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