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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and easy access

Great app and easy to use, alerts every time card is used and available credit shown. Reviewed on: 16th April 2021

Hassle free

Easy to use easy to pay just no letters or waiting for the statement to drop Reviewed on: 16th April 2021

Very Comfortable. Great

Lovely people to deal with, very helpful and professional Reviewed on: 16th April 2021

Easy good best credit card

Nice good app and card design best card Reviewed on: 16th April 2021

SIMPLE TO MY NEEDS

I have been enjoying the benifits of my Zopa card. It has been very handy, jargon free and sufficent enough to my daily use. I have full control on expenditures and visiablity on finger tips. Reviewed on: 16th April 2021

Great credit card

Great credit card which was easy to sign up and has a great app which works great. Reviewed on: 16th April 2021

Very happy with this service

Great customer service always happy to help I’m so glad I chose Zopa would recommend Zopa to any friends or family that are looking for a bank to go with Reviewed on: 16th April 2021

Awesome support.

Nothing but good services, concise, well supported by the team. Reviewed on: 16th April 2021

Great

Great app, easy to sign upto, friendly customer service Reviewed on: 16th April 2021

Make credit easier

Want to build up my credit rating and I could not of chosen a better credit card company. So easy to understand with the mobile app and help is on hand 24/7 which is nice to know. It feels like they have you interests at heart. Reviewed on: 16th April 2021

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