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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Absolutely fantastic company to deal with. Reviewed on: 16th April 2021

Company

No words just perfection and professional and amazing company helps me with my personal circumstances Reviewed on: 16th April 2021

Good card for credit builder

good for apr and credit builder bast for bad credit people who want to build a good credit. Reviewed on: 16th April 2021

excellent card service

Fresh, innovative, forward thinking Bank. Great customer service. Superfast updates for transactions and balance. Excellent Bank. Reviewed on: 16th April 2021

Zopa

Great credit card /great service Reviewed on: 16th April 2021

My review

Since joining I have been impressed with the customer services, the effectiveness of having the app. Reviewed on: 16th April 2021

Best credit card provider

Experience has been great. I have not regretted anything Reviewed on: 16th April 2021

Great app and everything is straightforward

I have really liked using Zopa so far, they have a great app, everything is easy to use. Information is laid out well. I would genuinely recommend Zopa as a credit card provider, one of the best I've had Reviewed on: 16th April 2021

Great efficient bank

Great customer service, I would highly recommend this bank Reviewed on: 16th April 2021

Easy setup and navigate Zopa app is fluid

Attractive APR, quick set up and easy to use. Not had a problem so far and hopefully stays that way Reviewed on: 16th April 2021

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