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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Perfect

Nice straight forward, easy to understand and very helpful customer service Reviewed on: 7th April 2021

Im very happy

Easy to use the app easy approvel Reviewed on: 7th April 2021

Yeah recommend

No issues with online app so far so good Reviewed on: 7th April 2021

Excellent service

Very efficient and easy to use the app, gives instant updates Reviewed on: 7th April 2021

Easy to use app very satisfactory

5* excellent for my credit rating to improve, easy to use app Easy to keep track and make extra payments Keeps me informed with every uses of the card making it safe and within my limits It’s cool to know it’s taken a comfortable place in my purse and there hassle free when I need it Reviewed on: 7th April 2021

I am very happy with Zopa card

Zopa is good card them services are very good. Reviewed on: 7th April 2021

Easy digital bank

Great app easy to use never any problems Reviewed on: 7th April 2021

Great card

Good service and trusted staff. Very valuable Reviewed on: 7th April 2021

Zopa

Really good service, from start to finish! Always low rates of interest which helps in the current climate Reviewed on: 7th April 2021

Excellent credit starter & easy to use

Accepted my credit file & continually supportive throughout service Reviewed on: 7th April 2021

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