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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good company

Great organised system, hassle free Reviewed on: 16th April 2021

Fantastic customer experience

Zopa is a very flexible service , it gives customers full control over their finances and is always there to provide support when needed , I am a very please customer. Reviewed on: 16th April 2021

Good Credit

Very good experience with zopa offering an opportunity to improve my credit situation. Also very good communication and inovative with thier services Reviewed on: 16th April 2021

Best no hassle

First credit card so far I'm using it abroad with out any problems.. internet banking is working in where I am right now, i have few credit card which is doesn't work Reviewed on: 16th April 2021

Great service

Absolutely fantastic company to deal with. Reviewed on: 16th April 2021

Company

No words just perfection and professional and amazing company helps me with my personal circumstances Reviewed on: 16th April 2021

Good card for credit builder

good for apr and credit builder bast for bad credit people who want to build a good credit. Reviewed on: 16th April 2021

excellent card service

Fresh, innovative, forward thinking Bank. Great customer service. Superfast updates for transactions and balance. Excellent Bank. Reviewed on: 16th April 2021

Zopa

Great credit card /great service Reviewed on: 16th April 2021

My review

Since joining I have been impressed with the customer services, the effectiveness of having the app. Reviewed on: 16th April 2021

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