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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great service

Very rapid and simple service, recommended highly Reviewed on: 7th April 2021

Kind, caring and very professional and not robots like other finacial institutions!

Crain, kind compassionate understanding and very professional in all they do! Reviewed on: 7th April 2021

Zopa

I chose ZOPA because they are the best Reviewed on: 7th April 2021

Amazing company

East to use and set up amazing conpany Reviewed on: 7th April 2021

Excellent

Nice and good , I always like Zola Reviewed on: 7th April 2021

great

really happy with zopa really easy to set up and nice and easy app system. Reviewed on: 7th April 2021

Review

Very easy to use site and easy to pay your credit card . Reviewed on: 7th April 2021

Mr martin

Very simple to apply for and quick to send out your card with a zopa app to keep check on your account A+ Reviewed on: 7th April 2021

Excellent service

Always easy to get hold of someone if needed Reviewed on: 7th April 2021

One of the best on the market

Absolutely love it. App is so easy to use. I recommended Zopa to all my friends. Reviewed on: 7th April 2021

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