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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing product

It's the first time I've used zopa and it's great as it let's you set up the bar so you can never go overdrawn. I would recommend it anyone who is looking for a card to use. Reviewed on: 16th April 2021

Easy and safe

Easy to apply and safe transactions. Reviewed on: 16th April 2021

Very well rounded credit card

Helped a lot with my budgeting and improving my score highly recommended Reviewed on: 16th April 2021

Excellent

Very helpful when I need it and I even know my credit score Reviewed on: 16th April 2021

Piece of mind and a great customer service.

Fantastic card, once you make a payment it shows up immediately in your available to spend balance, which is fantastic as other companies take 3 to 5 days to show in your balance. I highly recommend zopa credit card and will be with you for years. Thank you for giving the opportunity of having a card account with you. I wish you continued success. Reviewed on: 16th April 2021

Credit card

Great credit card low interest rate Reviewed on: 16th April 2021

Good company

Great organised system, hassle free Reviewed on: 16th April 2021

Fantastic customer experience

Zopa is a very flexible service , it gives customers full control over their finances and is always there to provide support when needed , I am a very please customer. Reviewed on: 16th April 2021

Good Credit

Very good experience with zopa offering an opportunity to improve my credit situation. Also very good communication and inovative with thier services Reviewed on: 16th April 2021

Best no hassle

First credit card so far I'm using it abroad with out any problems.. internet banking is working in where I am right now, i have few credit card which is doesn't work Reviewed on: 16th April 2021

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