Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

User Friendly Bank

Easy application process, good communication and great app for managing account. Overall very happy with Zopa Reviewed on: 7th April 2021

Great card

Easy to manage, good rates,online app brilliant Reviewed on: 7th April 2021

Great company and service

Great simple effective proficient service provider Reviewed on: 7th April 2021

A new start

Zopa are great they don’t judge on your past Reviewed on: 7th April 2021

The Best

Happy with this card quick and easy to use Reviewed on: 7th April 2021

review

Zopa are a great company and would highly recommend them. Reviewed on: 7th April 2021

Give me a chance to build my credit best card out there

Give me a chance to build my credit with a good starting limit very best card company out there Gary Reviewed on: 7th April 2021

Excellent service

Customer service is excellent and the app is really easy to use Reviewed on: 7th April 2021

Overall found them helpful

Cant fault them at all. Highly recommended Reviewed on: 7th April 2021

Great card to improve credit

I joined Zopa to increase my credit score. They keep me up to date on how my score is doing. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.07 from 285 reviews
Credit card
from Luma 4.00 from 2 reviews
Partnership Card
from John Lewis 1.31 from 890 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub