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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great service

5
Very helpful card,seem to want to actually help customers keep control of their finances Reviewed on: 16th April 2021
James Brown's avatar
James Brown

Excellent

5
Meeting your needs where ever you go. Reviewed on: 16th April 2021
Pate Nakailoma's avatar
Pate Nakailoma

Great service

5
Great service from zopa in all aspects of my card would recommend to anyone Reviewed on: 16th April 2021
chris.mason07@hotmail.co.uk's avatar
[email protected]

Straight forward

5
Straight forward banking , with straight forward thinking customer service excellent , no problems at all Reviewed on: 16th April 2021
craigbridger@ymail.com's avatar
[email protected]

Amazing product

5
It's the first time I've used zopa and it's great as it let's you set up the bar so you can never go overdrawn. I would recommend it anyone who is looking for a card to use. Reviewed on: 16th April 2021
Martin jackson's avatar
Martin jackson

Easy and safe

5
Easy to apply and safe transactions. Reviewed on: 16th April 2021
katebailey006@gmail.com's avatar
[email protected]

Very well rounded credit card

5
Helped a lot with my budgeting and improving my score highly recommended Reviewed on: 16th April 2021
fieldsey01@gmail.com's avatar
[email protected]

Excellent

5
Very helpful when I need it and I even know my credit score Reviewed on: 16th April 2021
Saby dsouza's avatar
Saby dsouza

Piece of mind and a great customer service.

5
Fantastic card, once you make a payment it shows up immediately in your available to spend balance, which is fantastic as other companies take 3 to 5 days to show in your balance. I highly recommend zopa credit card and will be with you for years. Thank you for giving the opportunity of having a card account with you. I wish you continued success. Reviewed on: 16th April 2021
Andrew Webb's avatar
Andrew Webb

Credit card

5
Great credit card low interest rate Reviewed on: 16th April 2021
Marcin Borowski's avatar
Marcin Borowski

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