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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Zopa are new and learning

I think if zopa credit card run a few like customer surveys for what we want they would get the service to be the best. Now it’s just under performing but it’s still better then other providers Reviewed on: 7th April 2021

Great app

When I pay money towards my credit card it shows instantly on my balance. Not 2 working days like other credit card companies Reviewed on: 7th April 2021

Awesome

Great team working with the clients to provide best service Reviewed on: 7th April 2021

Good

Good customer service and support Reviewed on: 7th April 2021

Good card

Never came across Zopa until recently. Very good provider Reviewed on: 7th April 2021

Excellent

Great app to keep on top of your account. Reviewed on: 7th April 2021

Great

So easy to use great experience will recommend Reviewed on: 7th April 2021

Great provider

The app is well designed and easy credit coaching facilities Reviewed on: 7th April 2021

Amazing service

Nothing has been a problem a simple easy to use service Reviewed on: 7th April 2021

Reliable

Trustworthy ,Reliable , easy to use, Reviewed on: 7th April 2021

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