Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Amazingly Good

5
Are amazing and have great customer services Reviewed on: 16th April 2021
buckland56@googlemail.com's avatar
[email protected]

A very good service and friendly

5
It's easy and very helpful and gives good advice Reviewed on: 16th April 2021
John Eastwood 's avatar
John Eastwood

Best card

5
Very easy to use app everything transparent. Safety net is best thing. Easy to make payment Reviewed on: 16th April 2021
Waqas jabbar's avatar
Waqas jabbar

Great, simple to use company

5
Zopa have been incredibly efficient and easy to use through the whole process. No jargon or hidden clauses, just simple borrowing allowing me to focus on my credit building. Reviewed on: 16th April 2021
Chantal's avatar
Chantal

Brilliant

5
It's the best company I've ever had a credit card with! I recommend it to anyone who is looking for a new one Reviewed on: 16th April 2021
Lucy Mason's avatar
Lucy Mason

Brilliant

5
I really appreciate zopa and the credit they were able to offer me. Reviewed on: 16th April 2021
Marie lord's avatar
Marie lord

Blooming Brilliant!

5
Really really good credit card provider, no fuss or hassle! Reviewed on: 16th April 2021
Vicky Taylor's avatar
Vicky Taylor

Reliable

5
Easy to deal with in terms of their app and mode of payment Reviewed on: 16th April 2021
Princewill Igenewari Bigman's avatar
Princewill Igenewari Bigman

Easy peasy

5
The card is simple to apply for and the easy to use app is a doddle to use all in all piece of cake Reviewed on: 16th April 2021
Stephen atkins's avatar
Stephen atkins

Great

5
Really easy to use, nice app interface. I like the feel of the card too. Functionality to have pin reminder. Very good Reviewed on: 16th April 2021
Muhammad Javed Iqbal 's avatar
Muhammad Javed Iqbal

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill