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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Super Zopa

I have just received mine and came very quickly !I would recommend this card Reviewed on: 16th April 2021

Wonderful

Great service polite staff always ready to help Reviewed on: 16th April 2021

Help when needed

Zopa was the only company to consider my current situation and future, rather than judging solely on history. Over last year, I have been made redundant and yet Zopa stepped in when I needed help most Reviewed on: 16th April 2021

love this card

Have several cards but find Zopa is the best ive ever had. Interest reasonable too highly recommend to anyone looking for a decent credit card Reviewed on: 16th April 2021

Always happy to help nothing is to much trouble

Always happy to help is to much trouble always very kind and curtious. Very speedy results Reviewed on: 16th April 2021

Excellent card and service

Simple application swift response good customer service Reviewed on: 16th April 2021

Amazingly Good

Are amazing and have great customer services Reviewed on: 16th April 2021

A very good service and friendly

It's easy and very helpful and gives good advice Reviewed on: 16th April 2021

Best card

Very easy to use app everything transparent. Safety net is best thing. Easy to make payment Reviewed on: 16th April 2021

Great, simple to use company

Zopa have been incredibly efficient and easy to use through the whole process. No jargon or hidden clauses, just simple borrowing allowing me to focus on my credit building. Reviewed on: 16th April 2021

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