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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A helping hand.

In uncertain times you have a card that will help you when needed thank you ZOPA. Reviewed on: 16th April 2021

Help full

Zopa so easy to use and so friendly, I apply card online and answering in 60sec as well most beautiful thing when I use card anywhere I get notifications how much I spend and what left. Zopa is brilliant thanks Reviewed on: 16th April 2021

Brilliant credit card

Yes it’s very easy to use everywhere Reviewed on: 16th April 2021

Your in control

Your card,your choice to use and your in control Great card to get you back on track Reviewed on: 16th April 2021

Super Zopa

I have just received mine and came very quickly !I would recommend this card Reviewed on: 16th April 2021

Wonderful

Great service polite staff always ready to help Reviewed on: 16th April 2021

Help when needed

Zopa was the only company to consider my current situation and future, rather than judging solely on history. Over last year, I have been made redundant and yet Zopa stepped in when I needed help most Reviewed on: 16th April 2021

love this card

Have several cards but find Zopa is the best ive ever had. Interest reasonable too highly recommend to anyone looking for a decent credit card Reviewed on: 16th April 2021

Always happy to help nothing is to much trouble

Always happy to help is to much trouble always very kind and curtious. Very speedy results Reviewed on: 16th April 2021

Excellent card and service

Simple application swift response good customer service Reviewed on: 16th April 2021

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