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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Satisfied

Very good customer service my problem was sorted in minutes Reviewed on: 16th April 2021

Easy to set up and easy to contact

Lthough i have only been with Zopa a few months I find that there proactive help is very useful especially around credit scoring and account management. Its not message after message just well balanced enough that I do access their messages when they are set as I find that they are tailored to my account needs. Reviewed on: 16th April 2021

Great and easy

Easy to use app and easy access to the main site very helpful and professional Reviewed on: 16th April 2021

You don't have to be a big player to be the best

Zopa offers a unique brand of customer service. Reviewed on: 16th April 2021

User friendly app

Love everything just in one app, user friendly and nice customer service Reviewed on: 16th April 2021

Refreshingly innovative, easy, just plain brilliant!

I love Zopa. Fantastic, really accessible app that allows me to check my spending, status, make payments, all in seconds. I love the unstuffy, people-friendly tone and style of all zopa communications and access. My favourite bank by a country mile. You rock, Zopa!!!! Reviewed on: 16th April 2021

A helping hand.

In uncertain times you have a card that will help you when needed thank you ZOPA. Reviewed on: 16th April 2021

Help full

Zopa so easy to use and so friendly, I apply card online and answering in 60sec as well most beautiful thing when I use card anywhere I get notifications how much I spend and what left. Zopa is brilliant thanks Reviewed on: 16th April 2021

Brilliant credit card

Yes it’s very easy to use everywhere Reviewed on: 16th April 2021

Your in control

Your card,your choice to use and your in control Great card to get you back on track Reviewed on: 16th April 2021

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