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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excelent services

Easy to use,fantastic app, Good rates of payment Reviewed on: 7th April 2021

Great service

Easy application, swift to receive card and all ready to use. App great too as can check instantly on available credit payments etc Reviewed on: 7th April 2021

Fantastic card

Great card simple to use and great reminders of payments Reviewed on: 7th April 2021

Bang on

Easy to use. Easy to understand. Reviewed on: 7th April 2021

Fast and very affordable loans at good rates

Helped me out when I really needed it to sort out some problems Reviewed on: 7th April 2021

I love my new card

It was so easy to set up on the app and its great for every day use Reviewed on: 7th April 2021

Good service easy to talk to staff

I would recommend Zopa 100percent to friends one has all ready been excepted and there card and using it staff very friendly and helpful alerts sent to you all the time Reviewed on: 7th April 2021

Excellent customer service

I have been trying to repair my credit history and Zopa has given me the opportunity to do this. Everything has been made very clear and I look forward to the future on going benefits and support Zopa has already given me.. Thank you Reviewed on: 7th April 2021

Brilliant company definitely received

Quick decision from knowledgeable staff. Excellent customer service thoroughly recommend Reviewed on: 7th April 2021

easy credit

easy to apply, fast card processing and delivery excellent service Reviewed on: 7th April 2021

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