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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing service

Zopa are the best bank that I have ever dealt with Reviewed on: 16th April 2021

Great to get me started

I've got my credit score up by 32 just by getting my card and using it ,I like the fact that I get a text to approve my purchase ,I can look at my account anytime and plan my spending ,I'm getting solvent again ,I'm liking the feeling of being in control again . Reviewed on: 16th April 2021

Excellent

I had to deal with Zopa and it was a good experience Reviewed on: 16th April 2021

Amazing

All simple and easy that makes your finances go to next level Reviewed on: 16th April 2021

Good

Love this credit card the flexibility to use when needed and payments a month are not that high! Interest is reasonable too for those with bad credit Reviewed on: 16th April 2021

Fantastic company

Great company with great customer service easy to operate app and anything you need is on there Reviewed on: 16th April 2021

Help when no one else would.

Quick easy application very helpful Reviewed on: 16th April 2021

Quality

Excellent service easy to understand no problems are too small Reviewed on: 16th April 2021

Very helpful

Was very easy to apply and had a decision in minutes.. due to being on furlough it helped me out of a financial situation at the very time I needed it. Already have and definitely would agin recommend to people. Reviewed on: 16th April 2021

Brilliant service

Very good service recommend to all my friends Reviewed on: 16th April 2021

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