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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Help when no one else would.

Quick easy application very helpful Reviewed on: 16th April 2021

Quality

Excellent service easy to understand no problems are too small Reviewed on: 16th April 2021

Very helpful

Was very easy to apply and had a decision in minutes.. due to being on furlough it helped me out of a financial situation at the very time I needed it. Already have and definitely would agin recommend to people. Reviewed on: 16th April 2021

Brilliant service

Very good service recommend to all my friends Reviewed on: 16th April 2021

Very good credit card

Very good credit card, I loved it because they are very flexible with payment date Reviewed on: 16th April 2021

Really good service

Easy to apply, a really good app, and notified when anything changes or happens on the account Reviewed on: 16th April 2021

Great service excellent

Very helpful and understanding allways willing to help highly recommend Reviewed on: 16th April 2021

Amazing and helpful

Always ready to help and answer questions quick response and trustworthy Reviewed on: 16th April 2021

A great help

Easy to use, very polite when you speak to someone. Reviewed on: 16th April 2021

Excellent customer service

No hassle fast service. This company helps people with poor credit, gives them a chance to get back on the credit market. Reviewed on: 16th April 2021

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