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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Excellent

5
Customer service excellent. Great App features. Ease of use is perfect. Reviewed on: 7th April 2021
Julie's avatar
Julie

Excellent

5
Friendly,,,,, excellent service Reviewed on: 7th April 2021
Anthony peel 's avatar
Anthony peel

Just a great credit card

4
Customer service has been fantastic had no problems at all Reviewed on: 7th April 2021
Chris Bellamy's avatar
Chris Bellamy

Great service all around

5
Just a great card, easy to use very helpful, always on time, just as great all around service. Reviewed on: 7th April 2021
David Hampshire's avatar
David Hampshire

easy to apply

5
fantastic customer service and very helpful the app is easy to use and really good you get notified when any transaction is made Reviewed on: 7th April 2021
Eva Williams's avatar
Eva Williams

Easy to keep track

5
Very good system that makes it easy to keep track of payments and control your account Reviewed on: 7th April 2021
Dwight Salmon-Bent's avatar
Dwight Salmon-Bent

Zopa credit card

5
Excellent service and no problems Reviewed on: 7th April 2021
Robert rawle 's avatar
Robert rawle

No hassle

5
No hassle easy to use good communication. Reviewed on: 7th April 2021
Michael hurley's avatar
Michael hurley

Professional

5
Quick and easy to deal with. Always available for swift, professional help. Staff have a great attitude. Reviewed on: 7th April 2021
Gary Brown 's avatar
Gary Brown

Will recommend

4
Zopa offers a good loan at gd rates Reviewed on: 7th April 2021
Scott's avatar
Scott

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