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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Superb company

Had zero issues gr8 company who I would recommend to anyone Reviewed on: 7th April 2021

Great customer service and easy to use app

The application was straight forward, easy and clear to understand. Really good app, lets you know your spending and credit score. Reviewed on: 7th April 2021

Very good

Excellent service and very helpful staff Reviewed on: 7th April 2021

Not to bad

They are a not to bad company, I have been with them for a few months now. I am disappointed that I was only given a £400 credit limit, when my main credit card provider has given me £1750.00 Reviewed on: 7th April 2021

Zopa zogood (so far so good)

Instant account info always at fingertips No need to rummage thru app to find balance Reviewed on: 7th April 2021

Great company

So happy with Zopa there great!!! Great Reviewed on: 7th April 2021

Good service

Well run company and excellent service without any complications. Reviewed on: 7th April 2021

App

App is very good an easy to uses overall great Reviewed on: 7th April 2021

Easy app to use.

Great credit card in terms of flexibility to access your information. Reviewed on: 7th April 2021

Best card provider I've found so far

Zopa have been super easy to use. Everything from opening my account to managing all aspects has been excellent. Reviewed on: 7th April 2021

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