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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is the best

Zopa makes life easier when in need of some extra cash plus it offers a monthly credit score review to help improve your credit score. I would definitely recommend it to everyone. Reviewed on: 16th April 2021

Very impressed

The application was easy and simple to use. The whole process for the credit card was really good and to know that future credit increases. Make this a good tool for future uses. Reviewed on: 16th April 2021

Zopa card

It's Easy and quick to use the app. Easy to make payments. Easy to manage and check your spending. Quicker and simpler on payments than other credit cards. Reviewed on: 16th April 2021

Awesome and my credit ratings gone up in 3 months!

Wicked credit card. Not had any problems and my credit rating has gone up! It's easy to use and the customer service is great as they contact you back within in 10min via the app and always happy to help with any questions you may have regarding you're credit card. No one else would give me a credit card and zopa did and it was the best thing I've had and to help me out going forward!! Recommend to anyone going forward. Reviewed on: 16th April 2021

Best credit card

Good credit card for buy online and good Customer support Reviewed on: 16th April 2021

Been really pleased with my card

All positive and customer service very helpful Reviewed on: 16th April 2021

Amazing Easy To Use Product

Amazing, simple and on trend! Well done team for a wonderful product. Reviewed on: 16th April 2021

Easy peasy

Application process was quick and easy , I like the smartphone app to look after my account too -it’s easy to use . Had the card a few months very pleased with the service I’m getting so far . Reviewed on: 16th April 2021

good

good information and updates very good app Reviewed on: 16th April 2021

Nice

Good outstanding performance and customer service thank you Reviewed on: 16th April 2021

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