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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service and up to date communication

Great communication after each transaction. Ease of use of app. Excellent card provider. Reviewed on: 16th April 2021

Simple and easy

Always have access to the account through the app, fantastic keep it up. Reviewed on: 16th April 2021

Superb

I applied for the Zopa card because it has a lot to offer. Reviewed on: 16th April 2021

Excellent Service

All responses from initial application to regular updates have been quick. The set up was easy and the app does an excellent job. I am one very happy customer. Reviewed on: 16th April 2021

Fast and painless

Very good service with rapid decisions and easy to navigate Reviewed on: 16th April 2021

Very gud service

Very gud service and happy to help u with anyti Reviewed on: 16th April 2021

Zopa is the best

Zopa makes life easier when in need of some extra cash plus it offers a monthly credit score review to help improve your credit score. I would definitely recommend it to everyone. Reviewed on: 16th April 2021

Very impressed

The application was easy and simple to use. The whole process for the credit card was really good and to know that future credit increases. Make this a good tool for future uses. Reviewed on: 16th April 2021

Zopa card

It's Easy and quick to use the app. Easy to make payments. Easy to manage and check your spending. Quicker and simpler on payments than other credit cards. Reviewed on: 16th April 2021

Awesome and my credit ratings gone up in 3 months!

Wicked credit card. Not had any problems and my credit rating has gone up! It's easy to use and the customer service is great as they contact you back within in 10min via the app and always happy to help with any questions you may have regarding you're credit card. No one else would give me a credit card and zopa did and it was the best thing I've had and to help me out going forward!! Recommend to anyone going forward. Reviewed on: 16th April 2021

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