Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great card and app

Easy to use app enables me to pay my bills on time and shows exactly where i am with the account. Very happy !! Reviewed on: 7th April 2021

Zopa credit card

Excellent product and service and very useful product and useful tools on the app . Very helpful chat system to sort out any problems , easy to use. Reviewed on: 7th April 2021

Customer service A*

Helpful, understandable , customer service excellent Reviewed on: 7th April 2021

Steady Eddie

There for an emergency ready to increase my limit Reviewed on: 7th April 2021

Brilliant

This is the best bank in m eyes. Reviewed on: 7th April 2021

Great service

Zopa gave me a credit card just when I needed it and has helped through the ongoing pandemic and its helped with food and hygiene products for my family. Great service Reviewed on: 7th April 2021

Very easy to use

I love using this as they remove the stress and make it very easy to use and understand Reviewed on: 7th April 2021

Great

Really great experience. Have no complaints. Reviewed on: 7th April 2021

Great card

Great service. Quick easy to set up. Good app for keeping track of spending too. Reviewed on: 7th April 2021

Super zopa

A fantastic card company. I use my card regularly and straight away I'm notified of what I have spent and my remaining balance. Customer care is there number 1 priority. Well happy. Would recommend to anyone. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.89 from 5798 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5956 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub