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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

Is very easy to access and straight forward, also the services are clearer. Reviewed on: 16th April 2021

Great service!

Opening a credit card account with Zopa has been a really positive experience, would definitely recommend them! Reviewed on: 16th April 2021

Credit card

Fast and real easy to use setting up really easy and paying is quick Reviewed on: 16th April 2021

Love the App

Easy to run with, love the notification's after each transaction Reviewed on: 16th April 2021

Excellent service and up to date communication

Great communication after each transaction. Ease of use of app. Excellent card provider. Reviewed on: 16th April 2021

Simple and easy

Always have access to the account through the app, fantastic keep it up. Reviewed on: 16th April 2021

Superb

I applied for the Zopa card because it has a lot to offer. Reviewed on: 16th April 2021

Excellent Service

All responses from initial application to regular updates have been quick. The set up was easy and the app does an excellent job. I am one very happy customer. Reviewed on: 16th April 2021

Fast and painless

Very good service with rapid decisions and easy to navigate Reviewed on: 16th April 2021

Very gud service

Very gud service and happy to help u with anyti Reviewed on: 16th April 2021

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