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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Bad service

Very poor service..I got approved the card it’s been over a month still not yet delivered. Many times I contacted via email to customer care they said delay in delivery. Reviewed on: 16th April 2021

Great service

I find Zopa great I love the app easy to use Reviewed on: 16th April 2021

Very helpful

Helped me right through my application Reviewed on: 16th April 2021

Handy and easy to use.

With the app available you can use this credit card with ease. Make extra payments if choose plus you have your direct debit. No big long numbers on the front so it looks great. Very happy with this card and its rates. Would recommend it to family and friends for it's easy to use ways. Reviewed on: 16th April 2021

Straightforward and convenient

Zopa make it easy and convenient for me to manage my money Reviewed on: 16th April 2021

Excellent service

Actually applying for, and getting, the credit card was so easy. And the support and customer service since has been second to none. Excellent!! Reviewed on: 16th April 2021

Good

Is very easy to access and straight forward, also the services are clearer. Reviewed on: 16th April 2021

Great service!

Opening a credit card account with Zopa has been a really positive experience, would definitely recommend them! Reviewed on: 16th April 2021

Credit card

Fast and real easy to use setting up really easy and paying is quick Reviewed on: 16th April 2021

Love the App

Easy to run with, love the notification's after each transaction Reviewed on: 16th April 2021

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