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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Good

5
I like this card as it’s good money management Reviewed on: 7th April 2021
luv_13@hotmail.co.uk's avatar
[email protected]

great company

5
great all round service customer service second to none Reviewed on: 7th April 2021
gary payne's avatar
gary payne

Excellent

5
I love the card and service that zopa gives me with updates on balance and offers. Reviewed on: 7th April 2021
Anthony Bird's avatar
Anthony Bird

Zopa dopa doo

5
Great and easy to use with regular updates on your power Reviewed on: 7th April 2021
Martin levand's avatar
Martin levand

Friendly and fast

5
I applied for a credit card with Zopa and was approved quickly, I have found them to be very helpful when contacted and the website is easy to navigate and use. Reviewed on: 7th April 2021
Stuart Odonoghue's avatar
Stuart Odonoghue

Customer Service @Zopa

5
The best Credit Card to rebuild credit rating and customer service at it's best,always putting the Customer First. Reviewed on: 7th April 2021
Andrew R Meager's avatar
Andrew R Meager

Good

5
Very nice, very good , very fun,very good Reviewed on: 7th April 2021
valy_ams@yahoo.com's avatar
[email protected]

Easy to use

4
Easy to understand, find it user friendly. Reviewed on: 7th April 2021
Dee's avatar
Dee

New product for a new credit future

5
Since having my card it has allowed myself to have some more freedom but still within my affordability. Responsible lending that actually looks at the person and not just a score . Reviewed on: 7th April 2021
MrsWatson's avatar
MrsWatson

Best people great service

5
Best people great service and great interest rate Reviewed on: 7th April 2021
Peter gale's avatar
Peter gale

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