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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

My experience with zopa was very satisfying Reviewed on: 16th April 2021

Poor credit

I struggled to get credit but Zopa gave me the chance I needed I’ve never had any problems so thanks Zopa Reviewed on: 16th April 2021

Brilliant

Very good to deal with would definitely recommend to friends and family Reviewed on: 16th April 2021

Love Zopa

Easy to use app. Great customer service. Love my Zopa card Reviewed on: 16th April 2021

Bad service

Very poor service..I got approved the card it’s been over a month still not yet delivered. Many times I contacted via email to customer care they said delay in delivery. Reviewed on: 16th April 2021

Great service

I find Zopa great I love the app easy to use Reviewed on: 16th April 2021

Very helpful

Helped me right through my application Reviewed on: 16th April 2021

Handy and easy to use.

With the app available you can use this credit card with ease. Make extra payments if choose plus you have your direct debit. No big long numbers on the front so it looks great. Very happy with this card and its rates. Would recommend it to family and friends for it's easy to use ways. Reviewed on: 16th April 2021

Straightforward and convenient

Zopa make it easy and convenient for me to manage my money Reviewed on: 16th April 2021

Excellent service

Actually applying for, and getting, the credit card was so easy. And the support and customer service since has been second to none. Excellent!! Reviewed on: 16th April 2021

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