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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Fair apr

I found the app very easy to use. Does what it says on the tin Reviewed on: 7th April 2021

Great service

Always eager to help when you have a problem Reviewed on: 7th April 2021

Easy to use app.

The app is very user friendly. No problems with the card at all. Reviewed on: 7th April 2021

Communication

I get a report of every transaction i make within minutes, so i know exactly what ive spent and where. Great Reviewed on: 7th April 2021

Great card

Easy to use and great service Make life easier Reviewed on: 7th April 2021

All round, fantastic

Easy processes and clear, understanding information. Reviewed on: 7th April 2021

Hassle Free

I was given a chance to work on my credit rating and Zopa was the one that allowed me to do so. Highly recommended Reviewed on: 7th April 2021

Nice and easy no hassle card

Was looking for a no hassle card and found it here with no hassle Reviewed on: 7th April 2021

It is a credit card.

It works like a credit card. And doesn’t cost anything if you pay it off each month! Reviewed on: 7th April 2021

Easy to use safe card

Excellent service and secire as all purchases are sent to you for confirmation. Excellent terms and very understanding. The app is easy to ise aswell recommended Reviewed on: 7th April 2021

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