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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Is very easy to apply

Is very easy to apply on and I can check very easy on line banking Reviewed on: 16th April 2021

On the ball

Got my card, downloaded the app, and everything is tied in, up to the second info on my card, easy to use, easy to pay, easy to access. Reviewed on: 16th April 2021

great quality

THIS IS AN AMAZING CARD IF YOU WANT TO IMPROVE YOUR CREDIT RATING Reviewed on: 16th April 2021

Brilliant card

The best credit card I have ever had + super app Reviewed on: 16th April 2021

Easy to use and no hidden fees

Easy to set up and great communication.. updates and great app for easy use. Reviewed on: 16th April 2021

App very easy to use

App keeps your spending up to date and it's very easy to make an immediate payment through the App. Reviewed on: 16th April 2021

Short but to the point

Excellent credit card,easy to access and view your account Reviewed on: 16th April 2021

Good lenders, full details provided and supportive

Up front, friendly, quick service Reviewed on: 16th April 2021

Great service

No problems good customer service Reviewed on: 16th April 2021

Helping the little guy

Helping the little guy build credit when options are limited and my options where almost none existent . Reviewed on: 16th April 2021

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