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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Credit card

Easy & sinple to use credit card Reviewed on: 7th April 2021

Excellent

Easy to use and app is excellent would recommend Reviewed on: 7th April 2021

Zola money

Very helpful without being pushy ,would recommend Zopa everyone ,do it now Reviewed on: 7th April 2021

Superb card

Great card,easy app to use,everything in order overall brilliant. Reviewed on: 7th April 2021

Great.

Great customer service. Quick and easy to use Reviewed on: 7th April 2021

Very easy to use

It’s was very easy to set up and use Reviewed on: 7th April 2021

There excellent can not do enough for u

Every thing is so easy to do and it so quick and afiscent Reviewed on: 7th April 2021

Excellent service

Excellent service easy app and transaction and feel safe when using my card iv recommend friends and family Reviewed on: 7th April 2021

Great card

Simple set up, and great user friendly app!! Reviewed on: 7th April 2021

Easy to use credit.

A great app with flexible credit at your fingertips. Reviewed on: 7th April 2021

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