Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good flexible servuce

Got this card and it's great, service is fantastic and obtaining and setting it up was so easy. Reviewed on: 16th April 2021

Easy company to deal with

Easy company to deal with. No problems with anything to do with these guys and how they operate Reviewed on: 16th April 2021

I am happy with Zopa

I don’t have long experience with zopa but I like thank you for your help Reviewed on: 16th April 2021

straightforward

Excellent efficient service, notifies immediately purchases on phone plus repayments processed in minutes rather than a day or two as many providers' systems Reviewed on: 16th April 2021

Easy process

No issues, card arrived promptly, easy to set up and use. So far has no problems at all. Easy process. Reviewed on: 16th April 2021

Fast, friendly and brilliant!

Amazing company! Always here when you need them. Everything is so easy, so clearly set out and no hassle. Perfect for anyone, great rate and so good for building my credit score. The app is faultless and the easiest to use! Reviewed on: 16th April 2021

Is very easy to apply

Is very easy to apply on and I can check very easy on line banking Reviewed on: 16th April 2021

On the ball

Got my card, downloaded the app, and everything is tied in, up to the second info on my card, easy to use, easy to pay, easy to access. Reviewed on: 16th April 2021

great quality

THIS IS AN AMAZING CARD IF YOU WANT TO IMPROVE YOUR CREDIT RATING Reviewed on: 16th April 2021

Brilliant card

The best credit card I have ever had + super app Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.19 from 6 reviews
Credit card
from Yonder 4.83 from 953 reviews
Credit card (discontinued)
from Metro Bank 4.76 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub