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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Great like a breath of fresh air Reviewed on: 16th April 2021

Banking with ease

Application with ease,use with ease,communication with ease Reviewed on: 16th April 2021

Great card

Great card excellent customer services easy to use Reviewed on: 16th April 2021

Very good service made easy

Very good keep you informed with what's going on in my account Reviewed on: 16th April 2021

Good flexible servuce

Got this card and it's great, service is fantastic and obtaining and setting it up was so easy. Reviewed on: 16th April 2021

Easy company to deal with

Easy company to deal with. No problems with anything to do with these guys and how they operate Reviewed on: 16th April 2021

I am happy with Zopa

I don’t have long experience with zopa but I like thank you for your help Reviewed on: 16th April 2021

straightforward

Excellent efficient service, notifies immediately purchases on phone plus repayments processed in minutes rather than a day or two as many providers' systems Reviewed on: 16th April 2021

Easy process

No issues, card arrived promptly, easy to set up and use. So far has no problems at all. Easy process. Reviewed on: 16th April 2021

Fast, friendly and brilliant!

Amazing company! Always here when you need them. Everything is so easy, so clearly set out and no hassle. Perfect for anyone, great rate and so good for building my credit score. The app is faultless and the easiest to use! Reviewed on: 16th April 2021

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