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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great card and app

5
Easy to use app and payments come off instant, helps build credit Reviewed on: 16th April 2021

Happy Customer

5
I struggled for quite some time to find the right card to build my Credit record after moving into the Country - then along came Zopa!! It's easy, informative and its helped build my credit profile significantly!! Thank You Zopa!! Reviewed on: 16th April 2021

Good

4
I will recommend to anyone Good luck feel nice Reviewed on: 16th April 2021

Great card

5
Easy to use app with instant spend notifications. Also making payments in app is easy and fast. Good layout and functionality. No complaints. Reviewed on: 16th April 2021

Good professional bank

5
Good professional service, with reasonable terms Reviewed on: 16th April 2021

simple to use helpful staff

5
have questions the answer professionally Reviewed on: 16th April 2021

Great

5
Great like a breath of fresh air Reviewed on: 16th April 2021

Banking with ease

5
Application with ease,use with ease,communication with ease Reviewed on: 16th April 2021

Great card

5
Great card excellent customer services easy to use Reviewed on: 16th April 2021

Very good service made easy

5
Very good keep you informed with what's going on in my account Reviewed on: 16th April 2021

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