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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

The best

Easy to use in shopping and AAP. Easy to pay Reviewed on: 7th April 2021

100% happy

Zopa gave me the credit card when I needed it & I have had no problems with them,the app is 100% understandable I cannot fault them Reviewed on: 7th April 2021

Straightforward App clear and easy

The app is great, you get text after each transaction, kept in touch - fantastic team at ZOPA Reviewed on: 7th April 2021

Rubbish company

Didn't have clue what they. Was doing Reviewed on: 7th April 2021

Fantastic credit card

Easy to use. App is great and there live chat is very helpful and staff are really friendly Reviewed on: 7th April 2021

Does exactly what it says

Happy with the service, easy to use Reviewed on: 7th April 2021

They have been great at sending my card and pin and updated emails

I havnt had mine long but been great so far easy to apply quick send out of card and pin Reviewed on: 7th April 2021

Worse company I ever dealt wirh

Very rude unhelpful sent throw multiple people. For one thing nothing ever resolved until complaints took over only complaints was best Reviewed on: 7th April 2021

My best pal zopa

My zopa card in my wallet is my best friend always there when I need him best card I have ever had so if your looking for a great credit card from a responsible lender look no further than zopa Reviewed on: 7th April 2021

Excellent

This bank has been briallant and allways there to help thanks zopa Reviewed on: 7th April 2021

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